Real Estate Investing in Waverly, Georgia (31565)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 31565 (Waverly, GA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.8% vacancy may signal weakening demand.
- Higher unemployment: 8.3% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 30.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Waverly, GA (31565)?
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Market Analysis: 31565 Waverly
This part of Camden County is not an easy win. The 31565 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $1,026/mo on a $378K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 31565 sits below the stated 0.0% once reality is priced in.
Within GA, ZIP 31565 trails on several market indicators that neighboring Camden County submarkets outperform. The gap is real and healthy enough to shape underwriting.
Demographically, 31565 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. impressive returns are possible in 31565, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Waverly:
Property Strategy for 31565
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $220,181 | $1,140 | 3.7% | +11.6% | $110,090 |
| 3BR | $365,585 | $1,460 | 2.9% | +9.8% | $121,862 |
| 4BR | $499,455 | $1,750 | 2.5% | +10.4% | $124,864 |
Market Trends
Home Value History (with trend line)
📊 How Does 31565 Compare?
| Metric | 31565 | Waverly | St. Marys, GA | Georgia |
|---|---|---|---|---|
| Home Value | $378,254 | $378,254 | N/A | $329,538 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 7.8% |
| Avg Rent | $1,026 | $1,026 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 31565 (Waverly, GA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $378,254 |
| Monthly Rent | $1,026 |
| Price-to-Rent | 30.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.1% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 31565
Population: 2,210
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Waverly, GA a good market for buy-and-hold investors?
Waverly, GA scores 3.0/5 for investability. Home values sit at $378K and rents near $1,026/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Where do home prices stand in Waverly, GA?
Typical homes in Waverly, GA go for around $378K. The 5-year CAGR of 0.0% predictable price movement.
How tight is the rental market in Waverly, GA?
Waverly, GA sees elevated vacancy, which is reasonable relative to the broader GA rental market.
How do experienced investors play Waverly, GA?
Waverly, GA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($378K prices, $1,026/mo rents) make it a reasonable choice.
Where do rents currently stand in Waverly, GA?
Expect rents around $1,026/mo per month in Waverly, GA. With home values at $378K, the yield math works out to reasonable levels for rental investors.
You know 31565 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 31565 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 31565 ranks in St. Marys, GA
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