Most Affordable ZIP Codes in St. Marys, GA (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 31568 | White Oak, GA | $283,531 | $927 | 2.55% | 6.5% |
| 2 | 31548 | Kingsland, GA | $299,367 | $1,698 | 4.42% | 6.7% |
| 3 | 31569 | Woodbine, GA | $310,159 | $882 | 2.22% | 6.3% |
| 4 | 31558 | Saint Marys, GA | $313,575 | $1,637 | 4.07% | 6.4% |
| 5 | 31565 | Waverly, GA | $378,254 | $1,026 | 2.12% | 7.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in St. Marys, GA · Appreciation in St. Marys, GA
Or see the full St. Marys, GA metro profile.