St. Marys, GA Metro Area - Investment Guide
Metro Area • 5 Cities • 5 ZIP Codes
Avg Home Value
$316,977
Avg Monthly Rent
$1,234
Avg Cap Rate
3.08%
Avg Investability
3.0 ★
Cities
5
ZIP Codes
5
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
St. Marys, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in St. Marys, GA
Every ZIP in the metro, ranked four ways. Free.
Cities in St. Marys, GA
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 31568 | White Oak | GA | $283,531 | $927 | 2.55% | |
| 31569 | Woodbine | GA | $310,159 | $882 | 2.22% | |
| 31548 | Kingsland | GA | $296,173 | $1,514 | 3.99% | |
| 31558 | Saint Marys | GA | $308,342 | $1,492 | 3.77% | |
| 31565 | Waverly | GA | $373,930 | $1,026 | 2.14% | |
| 31568 | White Oak | GA | $278,137 | $927 | 2.60% | |
| 31569 | Woodbine | GA | $307,847 | $882 | 2.23% | |
| 31548 | Kingsland | GA | $299,815 | $1,671 | 4.35% | |
| 31558 | Saint Marys | GA | $313,713 | $1,588 | 3.95% | |
| 31565 | Waverly | GA | $379,420 | $1,026 | 2.11% | |
| 31568 | White Oak | GA | $286,647 | $927 | 2.52% | |
| 31569 | Woodbine | GA | $312,353 | $882 | 2.20% | |
| 31548 | Kingsland | GA | $292,676 | $1,617 | 4.31% | |
| 31558 | Saint Marys | GA | $310,111 | $1,593 | 4.01% | |
| 31565 | Waverly | GA | $371,020 | $1,026 | 2.16% | |
| 31568 | White Oak | GA | $274,720 | $927 | 2.63% | |
| 31569 | Woodbine | GA | $307,477 | $882 | 2.24% | |
| 31548 | Kingsland | GA | $299,897 | $1,581 | 4.11% | |
| 31558 | Saint Marys | GA | $313,014 | $1,526 | 3.80% | |
| 31565 | Waverly | GA | $382,913 | $1,026 | 2.09% | |
| 31568 | White Oak | GA | $291,673 | $927 | 2.48% | |
| 31569 | Woodbine | GA | $314,614 | $882 | 2.19% | |
| 31548 | Kingsland | GA | $292,676 | $1,617 | 4.31% | |
| 31558 | Saint Marys | GA | $310,111 | $1,593 | 4.01% | |
| 31565 | Waverly | GA | $371,020 | $1,026 | 2.16% | |
| 31568 | White Oak | GA | $274,720 | $927 | 2.63% | |
| 31569 | Woodbine | GA | $307,477 | $882 | 2.24% | |
| 31548 | Kingsland | GA | $297,791 | $1,555 | 4.07% | |
| 31558 | Saint Marys | GA | $311,617 | $1,510 | 3.78% | |
| 31565 | Waverly | GA | $383,800 | $1,026 | 2.09% | |
| 31568 | White Oak | GA | $285,001 | $927 | 2.54% | |
| 31569 | Woodbine | GA | $311,505 | $882 | 2.21% | |
| 31548 | Kingsland | GA | $299,367 | $1,698 | 4.42% | |
| 31558 | Saint Marys | GA | $313,575 | $1,637 | 4.07% | |
| 31565 | Waverly | GA | $378,254 | $1,026 | 2.12% |
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About St. Marys, GA Real Estate Market
The St. Marys, GA metropolitan statistical area (MSA) encompasses 5 cities and 5 ZIP codes. The average home value across the metro is $316,977, with an average monthly rent of $1,234. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.