Real Estate Investing in Sumter, South Carolina (29154)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 29154 (Sumter, SC)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.2% vacancy may signal weakening demand.
What’s happening in Sumter, SC (29154)?
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Market Analysis: 29154 Sumter
ZIP 29154 in Sumter, SC carries a substantial set of headwinds. Home values near $233K and rents of $1,733/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 29154 can be a a credible choice for hunting ground — but the discount at $233K reflects genuine risk that outside investors often underestimate.
In the broader SC picture, 29154 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 29154 ZIP's population of 29,659 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Distressed ZIPs reward experience. substantial returns are possible in 29154, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Sumter:
Property Strategy for 29154
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $140,407 | $1,370 | 7.0% | +5.5% | $70,204 |
| 3BR | $216,260 | $1,640 | 5.5% | +7.2% | $72,087 |
| 4BR | $288,017 | $2,010 | 5.0% | +6.3% | $72,004 |
| 5BR | $327,635 | — | — | +5.1% | $65,527 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 29154 Compare?
| Metric | 29154 | Sumter | Sumter, SC | South Carolina |
|---|---|---|---|---|
| Home Value | $232,510 | $153,837 | N/A | $299,690 |
| 5-Year CAGR | 4.4% | 2.6% | N/A | 7.3% |
| Avg Rent | $1,733 | $1,695 | N/A | - |
| Cap Rate | 5.8% | 6.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 29154 (Sumter, SC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $232,510 |
| Monthly Rent | $1,733 |
| Price-to-Rent | 11.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.0% |
| Cap Rate | 5.8% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +0.3% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | +16.8% ▲ |
| 3-Year CAGR | +9.0% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 29154
Population: 29,659
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 29154
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,916 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Sumter, SC?
Sumter, SC home values average about $233K. That price point suits investors targeting rentals with $1,733/mo in monthly income.
Is Sumter, SC a good market for FHA house hackers?
The a challenging house-hack environment in Sumter, SC reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What strategy should investors use in Sumter, SC?
Sumter, SC investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($233K prices, $1,733/mo rents) make it a reasonable choice.
Is Sumter, SC good for landlords?
The landlord environment in Sumter, SC is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Are renters plentiful in Sumter, SC?
The renter base in Sumter, SC is reasonable for the $1,733/mo price point. Screening well and pricing to market typically yields reliable tenants.
You know 29154 now. You don’t know where it ranks.
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How 29154 ranks in Sumter, SC
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