Real Estate Investing in Pinewood, South Carolina (29125)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sumter County • Population: 3,081 • Data updated: September 2026

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Should you buy in 29125 (Pinewood, SC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 17.2% of homes vacant — above national norms.
  • Declining values: -4.6% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 9.6% in the last year.
  • Higher unemployment: 12.1% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pinewood, SC (29125)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $115,777
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $48,828
% Renters 23.7%

Market Analysis: 29125 Pinewood

ZIP 29125 inside Sumter County looks affordable on the surface — median value of $116K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $873/mo on a $116K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 29125 sits below the stated 0.0% once reality is priced in.

Regionally, 29125 sits on the difficult end of the SC spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

A resilient renter share of 24% in 29125 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pinewood:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Declining (-9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sumter, SC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sumter, SC metro data

Market Trends

Home Value History (with trend line)

$155K$146K$137K$128K$119K$111KFeb 2017Nov 2021Jul 2026

📊 How Does 29125 Compare?

Metric 29125 Pinewood Sumter, SC South Carolina
Home Value $115,777 $115,777 N/A $299,690
5-Year CAGR N/A N/A N/A 7.3%
Avg Rent $873 $873 N/A -
Cap Rate 5.9% 5.9% - -
💡 Why Invest in 29125? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 29125 (Pinewood, SC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.9%
Fair
5yr Growth
-4.6%
Declining

📉 Market Crash Risk Index

Based on Sumter, SC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $115,777
Monthly Rent $873
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.1%
Cap Rate 5.9%
5-Year IRR 1.3%

📈 Home Appreciation

1-Year -9.6% ▼
3-Year CAGR -5.3% ▼
5-Year CAGR -4.6% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-4.6%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 29125

Population: 3,081

💰 Median Household Income
$48,828
This area
$48,828
State
$58,636
USA
$74,580
🏠 Renter Occupied
23.7%
This area
23.7%
State
26.9%
USA
34.0%
💼 Unemployment Rate
12.1%
This area
12.1%
State
-1.4%
USA
3.7%
🎓 College Educated
13.3%
This area
13.3%
State
14.2%
USA
33.7%
👤 Median Age
45.0 years
This area
45.0 years
State
22.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.2%
This area
17.2%
State
17.5%
USA
10.5%
👥 Population by Ethnicity
Black/African American 55.4%
White 40.6%
Other/Mixed 2.7%
Asian 1.2%
Hispanic/Latino 0.6%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
12.6%
This area
12.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 29125

B+ Avg School Grade
1 Schools
13.4:1 Avg Class Size
$13,072 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Manchester Elementary

📚 Pre-K – 05 Elementary
👥
388 Students
👨‍🏫
13.4:1 Class Size
💰
$13,072 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the median home value in Pinewood, SC?

The median home value in Pinewood, SC is roughly $116K. That puts it reasonable relative to the SC statewide average.

What is the tenant pool like in Pinewood, SC?

Pinewood, SC offers a even-keeled renter base at the $873/mo rent level. Tenant turnover is reasonable for well-managed properties.

Where do rents currently stand in Pinewood, SC?

Pinewood, SC rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $116K acquisition costs.

What strategy should investors use in Pinewood, SC?

For Pinewood, SC, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Should investors worry about vacancy in Pinewood, SC?

Expect elevated vacancy in Pinewood, SC. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

You know 29125 now. You don’t know where it ranks.

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How 29125 ranks in Sumter, SC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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