Real Estate Investing in Jacksonville, North Carolina (28546)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 28546 (Jacksonville, NC)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.4% vacancy may signal weakening demand.
What’s happening in Jacksonville, NC (28546)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 28546 Jacksonville
On balance, ZIP 28546 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $270K median. It rewards specialists, not generalists.
Distressed markets are won on execution, not on spreadsheets. ZIP 28546 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 28546 sits on the difficult end of the NC spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
The 28546 ZIP's population of 48,122 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 28546
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $164,778 | $1,140 | 5.0% | +13.1% | $82,389 |
| 3BR | $244,447 | $1,590 | 4.7% | +9.0% | $81,482 |
| 4BR | $321,879 | $1,910 | 4.3% | +8.4% | $80,470 |
| 5BR | $415,483 | — | — | +7.7% | $83,097 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 28546 Compare?
| Metric | 28546 | Jacksonville | Jacksonville, NC | North Carolina |
|---|---|---|---|---|
| Home Value | $269,989 | $132,653 | N/A | $330,565 |
| 5-Year CAGR | 7.7% | 7.8% | N/A | 7.8% |
| Avg Rent | $1,408 | $1,416 | N/A | - |
| Cap Rate | 4.1% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 28546 (Jacksonville, NC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $269,989 |
| Monthly Rent | $1,408 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 11.8% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | +1.1% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +6.7% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 28546
Population: 48,122
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 28546
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,348 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the best play in Jacksonville, NC?
The best-fit strategy in Jacksonville, NC is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is it easy to find good tenants in Jacksonville, NC?
Tenant quality in Jacksonville, NC ranks as solid. Landlords generally report steady occupancy at market rents of $1,408/mo.
Can I live-in-and-rent in Jacksonville, NC?
Jacksonville, NC is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $270K price point reasonable to enter.
Is NC a landlord-friendly state?
NC law landlord-friendly for landlords, and Jacksonville inherits those rules. Investors should still review local ordinances for rental licensing.
How much do tenants pay in Jacksonville, NC?
The typical rental in Jacksonville, NC commands about $1,408/mo monthly. That rent profile consistent cash flow against the $270K purchase basis.
You know 28546 now. You don’t know where it ranks.
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How 28546 ranks in Jacksonville, NC
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