Real Estate Investing in Hubert, North Carolina (28539)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 28539 (Hubert, NC)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.3% vacancy may signal weakening demand.
What’s happening in Hubert, NC (28539)?
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Market Analysis: 28539 Hubert
The 28539 ZIP covers a section of Hubert that demands careful diligence. Prices near $286K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 28539 can be a a solid fit for hunting ground — but the discount at $286K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 28539 among NC's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 28539 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 28539 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Hubert:
Property Strategy for 28539
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $187,496 | $1,140 | 4.4% | +10.1% | $93,748 |
| 3BR | $267,444 | $1,590 | 4.3% | +9.0% | $89,148 |
| 4BR | $375,619 | $1,910 | 3.7% | +8.4% | $93,905 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 28539 Compare?
| Metric | 28539 | Hubert | Jacksonville, NC | North Carolina |
|---|---|---|---|---|
| Home Value | $285,949 | $285,949 | N/A | $330,565 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 7.8% |
| Avg Rent | $1,576 | $1,576 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 28539 (Hubert, NC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $285,949 |
| Monthly Rent | $1,576 |
| Price-to-Rent | 15.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | +7.0% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 28539
Population: 17,900
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 28539
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,348 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Hubert, NC?
Median home price in Hubert, NC is near $286K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
What is the typical renter like in Hubert, NC?
Expect a solid tenant pool in Hubert, NC. The rental market absorbs $1,576/mo rents without meaningful friction.
Where do rents currently stand in Hubert, NC?
Hubert, NC rentals go for roughly $1,576/mo a month. That puts gross yield in solid territory relative to $286K acquisition costs.
Does house hacking make sense in Hubert, NC?
House hacking in Hubert, NC is a challenging. With home values around $286K and rents at $1,576/mo, owner-occupants can offset a meaningful share of PITI.
How strict are landlord regulations in Hubert, NC?
NC law landlord-friendly for landlords, and Hubert inherits those rules. Investors should still review local ordinances for rental licensing.
You know 28539 now. You don’t know where it ranks.
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How 28539 ranks in Jacksonville, NC
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