Real Estate Investing in Maysville, North Carolina (28555)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Onslow County • Population: 5,893 • Data updated: September 2026

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Should you buy in 28555 (Maysville, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maysville, NC (28555)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $236,250
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $59,940
% Renters 25.8%

Market Analysis: 28555 Maysville

From an investor standpoint, ZIP 28555 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $236K median. It rewards specialists, not generalists.

On balance, the numbers look inviting — $236K purchase price, 0.0% nominal cap — the work to hit that pro forma in 28555 is substantial and deserves full respect.

Looking more closely, 28555 offers a low basis, the region around Maysville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 28555 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maysville:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, NC Metro Area
More inventory, negotiating room for buyers
47 days
Average time to sell
Average
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, NC metro data
🏠

Property Strategy for 28555

Which property type performs best in this market?

Best for Cash Flow
2BR
6.8% cap rate
Best for Appreciation
3BR
+10.0% 5yr CAGR
Best Overall Value
2BR
$63,926/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $127,853 $1,210 6.8% +7.7% $63,926
3BR $253,492 $1,640 4.7% +10.0% $84,497
4BR $325,196 $2,040 4.5% +8.7% $81,299

Market Trends

Home Value History (with trend line)

$249K$217K$186K$155K$124K$93KJul 2006Jul 2016Jul 2026

📊 How Does 28555 Compare?

Metric 28555 Maysville Jacksonville, NC North Carolina
Home Value $236,250 $236,250 N/A $330,565
5-Year CAGR 8.0% 8.0% N/A 7.8%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 28555? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28555 (Maysville, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+8.0%
Strong

📉 Market Crash Risk Index

Based on Jacksonville, NC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
47 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $236,250
Monthly Rent $1,089
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.9%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 28555

Population: 5,893

💰 Median Household Income
$59,940
This area
$59,940
State
$63,256
USA
$74,580
🏠 Renter Occupied
25.8%
This area
25.8%
State
27.8%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-19.3%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
0.5%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
13.9%
This area
13.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 71.2%
Black/African American 21.8%
Other/Mixed 6.3%
Hispanic/Latino 2.8%
Asian 0.6%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 28555

B+ Avg School Grade
2 Schools
13.9:1 Avg Class Size
$16,139 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Maysville Elementary

📚 Pre-K – 05 Elementary
👥
124 Students
👨‍🏫
12.4:1 Class Size
💰
$20,865 Per Student
B Good

Silverdale Elementary

📚 K – 05 Elementary
👥
632 Students
👨‍🏫
15.4:1 Class Size
💰
$11,413 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,348 Off-Campus Students
C
Coastal Carolina Community College
3,457 students · 10.4 mi
C
Miller-Motte College-Jacksonville
187 students · 11.7 mi

Investor Insight: With 1,348 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Maysville, NC stack up for property investment?

Yes - Maysville, NC a 3.0/5 investability score. With $236K home prices against $1,089/mo monthly rent, the market delivers a reasonable entry point for new investors.

What are vacancy rates like in Maysville, NC?

Maysville, NC sees elevated vacancy, which is reasonable relative to the broader NC rental market.

What price range are homes in Maysville, NC?

Median home price in Maysville, NC is near $236K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Does Maysville, NC favor landlords or tenants?

Rental owners in Maysville, NC deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Are rents high in Maysville, NC?

Rents in Maysville, NC run near $1,089/mo. Compared with median home prices of $236K that produces solid gross yields for typical rentals.

You know 28555 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 28555 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 28555 ranks in Jacksonville, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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