Real Estate Investing in Pollocksville, North Carolina (28573)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jones County • Population: 1,808 • Data updated: September 2026

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Should you buy in 28573 (Pollocksville, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pollocksville, NC (28573)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $132,452
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $59,100
% Renters 20.8%

Market Analysis: 28573 Pollocksville

ZIP 28573 inside Jones County looks affordable on the surface — median value of $132K — but the discount exists for reasons that a careful buyer should understand before committing.

The 28573 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Meanwhile, 28573 offers a low basis, the region around Pollocksville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 28573 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pollocksville:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Declining (-0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
New Bern, NC Metro Area
Even conditions for buyers and sellers
57 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from New Bern, NC metro data
🏠

Property Strategy for 28573

Which property type performs best in this market?

Best for Cash Flow
2BR
6.7% cap rate
Best for Appreciation
3BR
+9.3% 5yr CAGR
Best Overall Value
2BR
$63,559/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $127,118 $1,190 6.7% +9.2% $63,559
3BR $220,925 $1,600 5.2% +9.3% $73,642
4BR $280,463 $1,990 5.1% $70,116

Market Trends

Home Value History (with trend line)

$149K$134K$118K$102K$87K$71KSep 2009Mar 2018Jul 2026

📊 How Does 28573 Compare?

Metric 28573 Pollocksville New Bern, NC North Carolina
Home Value $132,452 $132,452 N/A $330,565
5-Year CAGR 3.6% 3.6% N/A 7.8%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 6.3% 6.3% - -
💡 Why Invest in 28573? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28573 (Pollocksville, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.3%
Good
5yr Growth
+3.6%
Moderate

📉 Market Crash Risk Index

Based on New Bern, NC metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
61%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $132,452
Monthly Rent $1,071
Price-to-Rent 10.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.7%
Cap Rate 6.3%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year -0.3% ▼
3-Year CAGR +1.8% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.3%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.1%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 28573

Population: 1,808

💰 Median Household Income
$59,100
This area
$59,100
State
$63,256
USA
$74,580
🏠 Renter Occupied
20.8%
This area
20.8%
State
27.8%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-19.3%
USA
3.7%
🎓 College Educated
24.7%
This area
24.7%
State
0.5%
USA
33.7%
👤 Median Age
50.5 years
This area
50.5 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
17.1%
This area
17.1%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 57.6%
Black/African American 34.8%
Other/Mixed 7.6%
Hispanic/Latino 3.8%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
11.8%
This area
11.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 28573

A+ Avg School Grade
1 Schools
11.7:1 Avg Class Size
$20,865 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Pollocksville Elementary

📚 Pre-K – 05 Elementary
👥
117 Students
👨‍🏫
11.7:1 Class Size
💰
$20,865 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 892 Off-Campus Students
C
Craven Community College
2,851 students · 10.6 mi

Investor Insight: With 892 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are landlord laws favorable in Pollocksville, NC?

Rental owners in Pollocksville, NC deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is real estate in Pollocksville, NC a good investment right now?

Pollocksville, NC scores 3.0/5 for investability. Home values sit at $132K and rents near $1,071/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What price range are homes in Pollocksville, NC?

The median home value in Pollocksville, NC is roughly $132K. That puts it reasonable relative to the NC statewide average.

Can owner-occupants cash flow in Pollocksville, NC?

Pollocksville, NC offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,071/mo rent level.

What is the best play in Pollocksville, NC?

Pollocksville, NC investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($132K prices, $1,071/mo rents) make it a reasonable choice.

You know 28573 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 28573 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 28573 ranks in New Bern, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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