Most Affordable ZIP Codes in New Bern, NC (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 28585 | Trenton, NC | $124,547 | $837 | 5.24% | 2.7% |
| 2 | 28573 | Pollocksville, NC | $132,452 | $1,071 | 6.31% | 3.6% |
| 3 | 28526 | Dover, NC | $136,776 | $1,071 | 6.11% | 3.1% |
| 4 | 28523 | Cove City, NC | $186,342 | $1,071 | 4.48% | 4.2% |
| 5 | 28586 | Vanceboro, NC | $199,203 | $1,071 | 4.19% | 5.1% |
| 6 | 28587 | Vandemere, NC | $205,049 | $963 | 3.66% | 7.7% |
| 7 | 28527 | Ernul, NC | $221,958 | $1,071 | 3.76% | 5.0% |
| 8 | 28532 | Havelock, NC | $237,437 | $1,384 | 4.55% | 8.0% |
| 9 | 28560 | New Bern, NC | $273,424 | $1,624 | 4.63% | 7.3% |
| 10 | 28562 | Trent Woods, NC | $319,642 | $1,674 | 4.08% | 7.0% |
| 11 | 28556 | Oriental, NC | $329,750 | $1,035 | 2.45% | 6.8% |
| 12 | 28510 | Minnesott Beach, NC | $358,666 | $1,098 | 2.39% | 8.0% |
| 13 | 28571 | Oriental, NC | $380,285 | $1,215 | 2.49% | 5.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in New Bern, NC · Appreciation in New Bern, NC
Or see the full New Bern, NC metro profile.