Real Estate Investing in Wade, North Carolina (28344)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cumberland County • Population: 4,265 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 28344 (Wade, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wade, NC (28344)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $230,074
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $45,999
% Renters 21.2%

Market Analysis: 28344 Wade

The 28344 ZIP covers a section of Wade that demands careful diligence. Prices near $230K look accessible, but the work to make a deal cash flow is real.

The investment case in 28344 is notable only for operators who understand what they are buying. A $230K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 28344's metrics run below Cumberland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 28344 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 28344 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wade:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Fayetteville, NC Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fayetteville, NC metro data
🏠

Property Strategy for 28344

Which property type performs best in this market?

Best for Cash Flow
3BR
5.0% cap rate
Best for Appreciation
3BR
+7.2% 5yr CAGR
Best Overall Value
3BR
$73,668/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $221,004 $1,520 5.0% +7.2% $73,668
4BR $327,277 $1,880 4.1% $81,819

Market Trends

Home Value History (with trend line)

$248K$214K$181K$147K$114K$81KJul 2006Jul 2016Jul 2026

📊 How Does 28344 Compare?

Metric 28344 Wade Fayetteville, NC North Carolina
Home Value $230,074 $230,074 N/A $330,565
5-Year CAGR 5.6% 5.6% N/A 7.8%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 28344? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28344 (Wade, NC). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 28344 (Wade, NC)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+5.6%
Moderate

📉 Market Crash Risk Index

Based on Fayetteville, NC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $230,074
Monthly Rent $1,008
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.5%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 28344

Population: 4,265

💰 Median Household Income
$45,999
This area
$45,999
State
$63,256
USA
$74,580
🏠 Renter Occupied
21.2%
This area
21.2%
State
27.8%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-19.3%
USA
3.7%
🎓 College Educated
14.7%
This area
14.7%
State
0.5%
USA
33.7%
👤 Median Age
36.1 years
This area
36.1 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
7.5%
This area
7.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 55.1%
Black/African American 22.8%
Other/Mixed 21.6%
Hispanic/Latino 18.0%
Asian 0.5%
👶 Under 18
33.5%
This area
33.5%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
12.8%
This area
12.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby
C
Heritage Bible College
33 students · 10.0 mi
C
Methodist University
1,768 students · 13.9 mi
C
Miller-Motte College-Fayetteville
169 students · 14.6 mi

Frequently Asked Questions

How high is vacancy risk in Wade, NC?

Vacancy risk in Wade, NC is elevated. That supports reliable cash flow for typical rental holds.

Is Wade, NC a good market for buy-and-hold investors?

Our data puts Wade, NC at 3.0/5 for investability. Home prices of $230K and rents around $1,008/mo create a solid backdrop for investor activity.

What is the median home value in Wade, NC?

Typical homes in Wade, NC go for around $230K. The 5-year CAGR of 0.0% consistent price movement.

How do landlord-tenant laws work in Wade, NC?

NC law landlord-friendly for landlords, and Wade inherits those rules. Investors should still review local ordinances for rental licensing.

Does a duplex house hack pencil in Wade, NC?

For house hackers, Wade, NC is a challenging. The $1,008/mo rent on a unit helps defray the mortgage on a $230K property.

You know 28344 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 28344 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 28344 ranks in Fayetteville, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 28344 (Wade)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 28344 (Wade, NC).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.