Real Estate Investing in Hume, Virginia (22639)
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Should you buy in 22639 (Hume, VA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 48.1 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hume, VA (22639)?
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Market Analysis: 22639 Hume
The 22639 ZIP in Hume, VA is a local-operator market. Outside capital chasing a $898K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $898K asset, 22639 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader VA picture, 22639 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Stepping back, 619 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 22639 is an operator game, not a passive one. Put differently, entry prices of $898K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Hume:
Market Trends
Home Value History (with trend line)
📊 How Does 22639 Compare?
| Metric | 22639 | Hume | Virginia |
|---|---|---|---|
| Home Value | $898,025 | $898,025 | $403,170 |
| 5-Year CAGR | 4.5% | 4.5% | 6.4% |
| Avg Rent | $1,557 | $1,557 | - |
| Cap Rate | 1.4% | 1.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22639 (Hume, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $898,025 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 48.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.1% |
| Cap Rate | 1.4% |
| 5-Year IRR | 5.8% |
📈 Home Appreciation
| 1-Year | +6.9% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22639
Population: 619
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much rent can I charge in Hume, VA?
The typical rental in Hume, VA commands about $1,557/mo monthly. That rent profile even-keeled cash flow against the $898K purchase basis.
How deep is the rental pool in Hume, VA?
Tenant quality in Hume, VA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,557/mo.
Should investors consider Hume, VA?
Our data puts Hume, VA at 3.0/5 for investability. Home prices of $898K and rents around $1,557/mo create a solid backdrop for investor activity.
How high is vacancy risk in Hume, VA?
Hume, VA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Which real estate strategy fits Hume, VA?
In Hume, VA the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $898K prices and $1,557/mo rents suits that approach.
You know 22639 now. You don’t know where it ranks.
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