Real Estate Investing in Amissville, Virginia (20106)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rappahannock County • Population: 4,100 • Data updated: September 2026

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Should you buy in 20106 (Amissville, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 33.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Amissville, VA (20106)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $607,606
Avg Monthly Rent $1,503
1% Rule ✗ Does Not Meet
Median Income $91,458
% Renters 11.6%

Market Analysis: 20106 Amissville

The 20106 ZIP in Amissville, VA is a local-operator market. Outside capital chasing a $608K entry has to pair deep knowledge with the discount.

For an experienced owner, 20106 can be a an appealing option for hunting ground — but the discount at $608K reflects genuine risk that outside investors often underestimate.

Regionally, 20106 sits on the difficult end of the VA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The 20106 ZIP's population of 4,100 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

The 20106 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Amissville:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,503/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 20106

Which property type performs best in this market?

Best for Cash Flow
2BR
3.1% cap rate
Best for Appreciation
4BR
+7.9% 5yr CAGR
Best Overall Value
4BR
$166,561/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $391,905 $1,670 3.1% +6.3% $195,953
3BR $536,924 $2,180 2.9% +7.3% $178,975
4BR $666,244 $2,540 2.7% +7.9% $166,561

Market Trends

Home Value History (with trend line)

$635K$556K$478K$400K$321K$243KJul 2006Jul 2016Jul 2026

📊 How Does 20106 Compare?

Metric 20106 Amissville Virginia
Home Value $607,606 $607,606 $403,170
5-Year CAGR 5.2% 5.2% 6.4%
Avg Rent $1,503 $1,503 -
Cap Rate 1.9% 1.9% -
💡 Why Invest in 20106? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20106 (Amissville, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $607,606
Monthly Rent $1,503
Price-to-Rent 33.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 1.9%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 20106

Population: 4,100

💰 Median Household Income
$91,458
This area
$91,458
State
$80,295
USA
$74,580
🏠 Renter Occupied
11.6%
This area
11.6%
State
25.7%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-18.5%
USA
3.7%
🎓 College Educated
23.3%
This area
23.3%
State
4.0%
USA
33.7%
👤 Median Age
51.2 years
This area
51.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
13.4%
This area
13.4%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 92.6%
Other/Mixed 7.2%
Hispanic/Latino 4.8%
Black/African American 0.2%
👶 Under 18
17.7%
This area
17.7%
USA
22.0%
👴 65 and Over
27.6%
This area
27.6%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 25 Off-Campus Students
C
Culpeper Cosmetology Training Center
68 students · 15.0 mi

Frequently Asked Questions

How strong is Amissville, VA for real estate investors?

Amissville, VA scores 3.0/5 for investability. Home values sit at $608K and rents near $1,503/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in Amissville, VA?

Rental rates in Amissville, VA average $1,503/mo. Tenant demand and $608K home values make the yield look reasonable by investor standards.

What is the smart move for investors in Amissville, VA?

Most investors in Amissville, VA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Can I live-in-and-rent in Amissville, VA?

The house hack math a challenging in Amissville, VA. Owner-occupant buyers benefit from the $1,503/mo rents and $608K home values.

What is the renter demographic in Amissville, VA?

Tenant quality in Amissville, VA ranks as solid. Landlords generally report consistent occupancy at market rents of $1,503/mo.

You know 20106 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20106 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 20106 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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