Real Estate Investing in Huntly, Virginia (22640)
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Should you buy in 22640 (Huntly, VA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 47.5% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 43.1 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Huntly, VA (22640)?
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Market Analysis: 22640 Huntly
ZIP 22640 in Huntly, VA carries a robust set of headwinds. Home values near $619K and rents of $1,197/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 22640 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Looking more closely, 22640 offers a low basis, the region around Huntly has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 22640 ZIP's population of 499 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Experienced landlords with local relationships tend to find 22640 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Huntly:
Property Strategy for 22640
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $469,195 | $1,330 | 2.0% | +4.4% | $234,597 |
| 3BR | $553,686 | $1,590 | 2.1% | +5.4% | $184,562 |
Market Trends
Home Value History (with trend line)
📊 How Does 22640 Compare?
| Metric | 22640 | Huntly | Virginia |
|---|---|---|---|
| Home Value | $618,633 | $618,633 | $403,170 |
| 5-Year CAGR | 3.9% | 3.9% | 6.4% |
| Avg Rent | $1,197 | $1,197 | - |
| Cap Rate | 1.5% | 1.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22640 (Huntly, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $618,633 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 43.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.3% |
| Cap Rate | 1.5% |
| 5-Year IRR | 5.4% |
📈 Home Appreciation
| 1-Year | +6.4% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22640
Population: 499
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is housing expensive in Huntly, VA?
Huntly, VA home values average about $619K. That price point suits investors targeting rentals with $1,197/mo in monthly income.
How do experienced investors play Huntly, VA?
The best-fit strategy in Huntly, VA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How strong is the working-renter base in Huntly, VA?
Tenant demand in Huntly, VA is solid. The local workforce $1,197/mo rents across most rental classes.
How landlord-friendly is Huntly, VA?
Landlord-friendliness in Huntly, VA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How viable is house hacking in Huntly, VA?
House hacking in Huntly, VA is a challenging. With home values around $619K and rents at $1,197/mo, owner-occupants can offset a meaningful share of PITI.
You know 22640 now. You don’t know where it ranks.
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