Real Estate Investing in Fredericksburg, Virginia (22407)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 22407 (Fredericksburg, VA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Fredericksburg, VA (22407)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 22407 Fredericksburg
Turning to rents, ZIP 22407 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $469K median. It rewards specialists, not generalists.
The 22407 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within VA, ZIP 22407 trails on several market indicators that neighboring Spotsylvania County submarkets outperform. The gap is real and healthy enough to shape underwriting.
The demographic picture in 22407 includes headwinds that any investor should price in. Income distribution skews lower than Fredericksburg averages, and tenant stability requires active management.
Distressed ZIPs reward experience. solid returns are possible in 22407, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Fredericksburg:
Property Strategy for 22407
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $369,129 | $1,970 | 3.8% | +7.6% | $184,565 |
| 3BR | $403,175 | $2,490 | 4.4% | +7.2% | $134,392 |
| 4BR | $514,333 | $2,920 | 4.1% | +7.1% | $128,583 |
| 5BR | $594,812 | — | — | +6.9% | $118,962 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 22407 Compare?
| Metric | 22407 | Fredericksburg | Virginia |
|---|---|---|---|
| Home Value | $468,947 | $484,516 | $403,170 |
| 5-Year CAGR | 4.6% | 4.2% | 6.4% |
| Avg Rent | $2,152 | $2,021 | - |
| Cap Rate | 3.6% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22407 (Fredericksburg, VA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 22407 (Fredericksburg, VA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $468,947 |
| Monthly Rent | $2,152 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +5.7% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22407
Population: 64,273
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 22407
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,693 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Fredericksburg, VA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Fredericksburg, VA. The numbers - $469K homes against $2,152/mo rents - support that play.
How strong is tenant demand in Fredericksburg, VA?
The renter base in Fredericksburg, VA is reasonable for the $2,152/mo price point. Screening well and pricing to market typically yields steady tenants.
What is the investability score for Fredericksburg, VA?
Fredericksburg, VA rates 3.0/5 for investability. With median values at $469K and rents near $2,152/mo, the market offers reasonable fundamentals for rental investors.
Are landlord laws favorable in Fredericksburg, VA?
VA ranks as a landlord-friendly state for landlord-tenant law. Fredericksburg generally follows the statewide framework, so landlords face reasonable operating rules.
Do landlords face vacancy issues in Fredericksburg, VA?
Fredericksburg, VA sees elevated vacancy, which is reasonable relative to the broader VA rental market.
You know 22407 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 22407 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 22407 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 22407 (Fredericksburg)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 22407 (Fredericksburg, VA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.