Real Estate Investing in Fredericksburg, Virginia (22736)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Culpeper County • Population: 948 • Data updated: September 2026

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Should you buy in 22736 (Fredericksburg, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fredericksburg, VA (22736)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $500,696
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 2.3%

Market Analysis: 22736 Fredericksburg

Not every below-median market is a bargain. Fredericksburg's 22736 ZIP posts signals that favor experienced operators who can absorb the risk $501K pricing implies.

In practical terms, the numbers look inviting — $501K purchase price, 0.0% nominal cap — the work to hit that pro forma in 22736 is substantial and deserves full respect.

The gap between 22736 and stronger Fredericksburg ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 22736 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 22736 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fredericksburg:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$525K$456K$387K$318K$250K$181KJul 2006Jul 2016Jul 2026

📊 How Does 22736 Compare?

Metric 22736 Fredericksburg Virginia
Home Value $500,696 $484,516 $403,170
5-Year CAGR 6.3% 4.2% 6.4%
Avg Rent $1,755 $2,021 -
Cap Rate 2.7% 3.3% -
💡 Why Invest in 22736? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22736 (Fredericksburg, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $500,696
Monthly Rent $1,755
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 22736

Population: 948

💰 Median Household Income
N/A
🏠 Renter Occupied
2.3%
This area
2.3%
State
25.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-18.5%
USA
3.7%
🎓 College Educated
0.0%
This area
0.0%
State
4.0%
USA
33.7%
👤 Median Age
25.6 years
This area
25.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
15.0%
This area
15.0%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 65.9%
Other/Mixed 34.1%
Hispanic/Latino 32.1%
👶 Under 18
40.1%
This area
40.1%
USA
22.0%
👴 65 and Over
9.8%
This area
9.8%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,693 Off-Campus Students
C
Germanna Community College
8,082 students · 4.7 mi
C+
University of Mary Washington
3,808 students · 13.6 mi

Investor Insight: With 1,693 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong are rents in Fredericksburg, VA?

Rent in Fredericksburg, VA is around $1,755/mo. The resulting rent-to-value relationship with $501K pricing is reasonable for most investor models.

How should investors approach Fredericksburg, VA?

Investors usually favor careful cash-flow rentals with hands-on management in Fredericksburg, VA. With home values at $501K and rents near $1,755/mo, other strategies can work but produce consistent rather than outsized returns.

How expensive is real estate in Fredericksburg, VA?

Homes in Fredericksburg, VA typically sell near $501K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

Can owner-occupants cash flow in Fredericksburg, VA?

The house hack math a challenging in Fredericksburg, VA. Owner-occupant buyers benefit from the $1,755/mo rents and $501K home values.

What is it like being a landlord in Fredericksburg, VA?

The landlord environment in Fredericksburg, VA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

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How 22736 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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