Real Estate Investing in Sumerduck, Virginia (22742)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fauquier County • Population: 1,514 • Data updated: September 2026

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Should you buy in 22742 (Sumerduck, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sumerduck, VA (22742)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $541,660
Avg Monthly Rent $1,836
1% Rule ✗ Does Not Meet
Median Income $111,083
% Renters 15.8%

Market Analysis: 22742 Sumerduck

In practical terms, ZIP 22742 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $542K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $542K asset, 22742 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Sumerduck have seen price recovery that 22742 has not matched. Fauquier County data supports the view that the spread is structural rather than temporary.

Demographically, 22742 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 22742 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sumerduck:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,836/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 22742

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
4BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$159,105/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $493,290 $2,570 3.8% +6.8% $164,430
4BR $636,421 $3,030 3.4% +7.3% $159,105

Market Trends

Home Value History (with trend line)

$569K$493K$418K$342K$267K$191KJul 2006Jul 2016Jul 2026

📊 How Does 22742 Compare?

Metric 22742 Sumerduck Virginia
Home Value $541,660 $541,660 $403,170
5-Year CAGR 5.0% 5.0% 6.4%
Avg Rent $1,836 $1,836 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 22742? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 22742 (Sumerduck, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $541,660
Monthly Rent $1,836
Price-to-Rent 24.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.6%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 22742

Population: 1,514

💰 Median Household Income
$111,083
This area
$111,083
State
$80,295
USA
$74,580
🏠 Renter Occupied
15.8%
This area
15.8%
State
25.7%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-18.5%
USA
3.7%
🎓 College Educated
23.2%
This area
23.2%
State
4.0%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 90.6%
Other/Mixed 7.9%
Hispanic/Latino 2.7%
Black/African American 1.2%
Asian 0.3%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
15.3%
This area
15.3%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,511 Off-Campus Students
C
Germanna Community College
8,082 students · 6.8 mi

Investor Insight: With 1,511 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Do landlords face vacancy issues in Sumerduck, VA?

Expect elevated vacancy in Sumerduck, VA. Rents at $1,836/mo are absorbed by the tenant base without meaningful lag.

What approach is best for Sumerduck, VA real estate?

The best-fit strategy in Sumerduck, VA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are rents high in Sumerduck, VA?

Sumerduck, VA rentals go for roughly $1,836/mo a month. That puts gross yield in solid territory relative to $542K acquisition costs.

Are homes affordable in Sumerduck, VA?

Sumerduck, VA home values average about $542K. That price point suits investors targeting rentals with $1,836/mo in monthly income.

What kind of market is Sumerduck, VA for investors?

Investors tracking Sumerduck, VA will find a 3.0/5 rating supported by $542K median home values and $1,836/mo rents. That profile suits long-term holders targeting predictable returns.

You know 22742 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 22742 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 22742 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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Cash Flow → Appreciation → Affordable →
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