Real Estate Investing in Fredericksburg, Virginia (22401)
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Should you buy in 22401 (Fredericksburg, VA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Fredericksburg, VA (22401)?
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Market Analysis: 22401 Fredericksburg
This part of Fredericksburg City is not an easy win. The 22401 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $1,953/mo on a $475K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 22401 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Fredericksburg have seen price recovery that 22401 has not matched. Fredericksburg City data supports the view that the spread is structural rather than temporary.
The demographic picture in 22401 includes headwinds that any investor should price in. Income distribution skews lower than Fredericksburg averages, and tenant stability requires active management.
Strategy in 22401 is an operator game, not a passive one. On the rental side, entry prices of $475K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Fredericksburg:
Property Strategy for 22401
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $285,499 | $1,570 | 4.0% | +3.2% | $285,499 |
| 2BR | $322,430 | $1,750 | 3.9% | +6.5% | $161,215 |
| 3BR | $447,603 | $2,210 | 3.6% | +5.9% | $149,201 |
| 4BR | $568,172 | $2,600 | 3.3% | +6.2% | $142,043 |
| 5BR | $660,139 | — | — | +5.9% | $132,028 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 22401 Compare?
| Metric | 22401 | Fredericksburg | Virginia |
|---|---|---|---|
| Home Value | $475,129 | $484,516 | $403,170 |
| 5-Year CAGR | 3.7% | 4.2% | 6.4% |
| Avg Rent | $1,953 | $2,021 | - |
| Cap Rate | 3.2% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22401 (Fredericksburg, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $475,129 |
| Monthly Rent | $1,953 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | -4.1% ▼ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +2.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22401
Population: 28,201
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 22401
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are vacancy rates like in Fredericksburg, VA?
Rental vacancy in Fredericksburg, VA is elevated. Investors should budget normal turnover but not chronic empty units.
What is the typical home price in Fredericksburg, VA?
Fredericksburg, VA home values average about $475K. That price point suits investors targeting rentals with $1,953/mo in monthly income.
What is the investability score for Fredericksburg, VA?
Fredericksburg, VA rates 3.0/5 for investability. With median values at $475K and rents near $1,953/mo, the market offers reasonable fundamentals for rental investors.
Is Fredericksburg, VA landlord-friendly?
Fredericksburg, VA operates under VA law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
Where do rents currently stand in Fredericksburg, VA?
Fredericksburg, VA rentals go for roughly $1,953/mo a month. That puts gross yield in solid territory relative to $475K acquisition costs.
You know 22401 now. You don’t know where it ranks.
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