Real Estate Investing in Fredericksburg, Virginia (22405)
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Should you buy in 22405 (Fredericksburg, VA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Fredericksburg, VA (22405)?
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Market Analysis: 22405 Fredericksburg
Investors eyeing 22405 need to respect the fundamentals at play. Home values of $480K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $480K asset, 22405 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within VA, ZIP 22405 trails on several market indicators that neighboring Stafford County submarkets outperform. The gap is real and substantial enough to shape underwriting.
A durable renter share of 16% in 22405 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Fredericksburg's stable or hybrid ZIPs before stepping into 22405. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Fredericksburg:
Property Strategy for 22405
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $315,572 | $2,010 | 4.6% | +7.6% | $157,786 |
| 3BR | $411,988 | $2,540 | 4.4% | +7.2% | $137,329 |
| 4BR | $550,411 | $2,980 | 3.9% | +7.1% | $137,603 |
| 5BR | $624,218 | — | — | +6.9% | $124,844 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 22405 Compare?
| Metric | 22405 | Fredericksburg | Virginia |
|---|---|---|---|
| Home Value | $479,669 | $484,516 | $403,170 |
| 5-Year CAGR | 4.7% | 4.2% | 6.4% |
| Avg Rent | $2,352 | $2,021 | - |
| Cap Rate | 3.8% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22405 (Fredericksburg, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $479,669 |
| Monthly Rent | $2,352 |
| Price-to-Rent | 17.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | -1.3% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22405
Population: 36,093
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 22405
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Fredericksburg, VA for real estate investors?
Yes - Fredericksburg, VA a 3.0/5 investability score. With $480K home prices against $2,352/mo monthly rent, the market delivers a reasonable entry point for new investors.
Do landlords face vacancy issues in Fredericksburg, VA?
Vacancy in Fredericksburg, VA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,352/mo.
Is Fredericksburg, VA better for rentals, flips, or BRRRR?
Investors usually favor careful cash-flow rentals with hands-on management in Fredericksburg, VA. With home values at $480K and rents near $2,352/mo, other strategies can work but produce predictable rather than outsized returns.
How landlord-friendly is Fredericksburg, VA?
For rental operators, Fredericksburg, VA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What are home prices like in Fredericksburg, VA?
Expect median prices around $480K in Fredericksburg, VA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
You know 22405 now. You don’t know where it ranks.
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