Real Estate Investing in Nanjemoy, Maryland (20662)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Charles County • Population: 2,326 • Data updated: September 2026

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Should you buy in 20662 (Nanjemoy, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Nanjemoy, MD (20662)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $401,520
Avg Monthly Rent $1,818
1% Rule ✗ Does Not Meet
Median Income $76,250
% Renters 9.8%

Market Analysis: 20662 Nanjemoy

Turning to rents, ZIP 20662 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $402K median. It rewards specialists, not generalists.

For an experienced owner, 20662 can be a a credible choice for hunting ground — but the discount at $402K reflects genuine risk that outside investors often underestimate.

The gap between 20662 and stronger Nanjemoy ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 20662 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 20662 is an operator game, not a passive one. Put differently, entry prices of $402K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Nanjemoy:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,818/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$419K$376K$333K$290K$247K$204KJul 2006Jul 2016Jul 2026

📊 How Does 20662 Compare?

Metric 20662 Nanjemoy Maryland
Home Value $401,520 $401,520 $424,997
5-Year CAGR 2.7% 2.7% 4.9%
Avg Rent $1,818 $1,818 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 20662? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20662 (Nanjemoy, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+2.7%
Slow

📊 Market Snapshot

Home Value $401,520
Monthly Rent $1,818
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.7%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20662

Population: 2,326

💰 Median Household Income
$76,250
This area
$76,250
State
$107,932
USA
$74,580
🏠 Renter Occupied
9.8%
This area
9.8%
State
23.8%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-20.0%
USA
3.7%
🎓 College Educated
15.5%
This area
15.5%
State
10.6%
USA
33.7%
👤 Median Age
44.5 years
This area
44.5 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 60.8%
Black/African American 28.8%
Other/Mixed 9.3%
Hispanic/Latino 4.6%
Asian 1.0%
👶 Under 18
26.7%
This area
26.7%
USA
22.0%
👴 65 and Over
14.3%
This area
14.3%
USA
17.3%
📊 Poverty Rate
15.7%
This area
15.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20662

A Avg School Grade
1 Schools
12.6:1 Avg Class Size
$19,839 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Mt Hope/Nanjemoy Elementary School

📚 Pre-K – 05 Elementary
👥
281 Students
👨‍🏫
12.6:1 Class Size
💰
$19,839 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,330 Off-Campus Students
C
College of Southern Maryland
4,984 students · 13.5 mi
D
Paul Mitchell the School-Woodbridge
44 students · 14.8 mi

Investor Insight: With 1,330 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is rental property easy to operate in Nanjemoy, MD?

MD law landlord-friendly for landlords, and Nanjemoy inherits those rules. Investors should still review local ordinances for rental licensing.

What is the typical renter like in Nanjemoy, MD?

Tenant demand in Nanjemoy, MD is solid. The local workforce $1,818/mo rents across most rental classes.

What is the typical rental rate in Nanjemoy, MD?

Rent in Nanjemoy, MD is around $1,818/mo. The resulting rent-to-value relationship with $402K pricing is reasonable for most investor models.

How do experienced investors play Nanjemoy, MD?

For Nanjemoy, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What are home prices like in Nanjemoy, MD?

In Nanjemoy, MD the median home value sits at $402K. Against the broader MD market, that reads as reasonable for most investors.

You know 20662 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20662 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 20662 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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Cash Flow → Appreciation → Affordable →
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