Real Estate Investing in Temple, Pennsylvania (19560)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 19560 (Temple, PA)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Temple, PA (19560)?
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Market Analysis: 19560 Temple
Investors eyeing 19560 need to respect the fundamentals at play. Home values of $279K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $279K asset, 19560 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Temple have seen price recovery that 19560 has not matched. Berks County data supports the view that the spread is structural rather than temporary.
On balance, 9,544 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 19560 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Temple:
Property Strategy for 19560
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $222,799 | $1,960 | 6.3% | +9.5% | $111,400 |
| 3BR | $268,335 | $2,410 | 6.5% | +9.3% | $89,445 |
| 4BR | $271,386 | $2,600 | 6.9% | +9.1% | $67,846 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 19560 Compare?
| Metric | 19560 | Temple | Reading, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $278,845 | $278,845 | N/A | $278,018 |
| 5-Year CAGR | 7.6% | 7.6% | N/A | 6.3% |
| Avg Rent | $1,695 | $1,695 | N/A | - |
| Cap Rate | 4.7% | 4.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 19560 (Temple, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $278,845 |
| Monthly Rent | $1,695 |
| Price-to-Rent | 13.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.7% |
| 5-Year IRR | 12.4% |
📈 Home Appreciation
| 1-Year | +7.6% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 19560
Population: 9,544
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 19560
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
C E Cole Intermediate Sch
Muhlenberg El Ctr
Muhlenberg HS
Muhlenberg Jr HS
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 802 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is real estate in Temple, PA a good investment right now?
Temple, PA scores 3.0/5 for investability. Home values sit at $279K and rents near $1,695/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What are rental rates like in Temple, PA?
Rental rates in Temple, PA average $1,695/mo. Tenant demand and $279K home values make the yield look reasonable by investor standards.
What does house hacking look like in Temple, PA?
For house hackers, Temple, PA is a challenging. The $1,695/mo rent on a unit helps defray the mortgage on a $279K property.
Where do home prices stand in Temple, PA?
Temple, PA median home values land near $279K. That is reasonable territory for investors looking at $1,695/mo-per-month rentals.
What is the best play in Temple, PA?
Temple, PA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($279K prices, $1,695/mo rents) make it a reasonable choice.
You know 19560 now. You don’t know where it ranks.
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How 19560 ranks in Reading, PA
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