Real Estate Investing in Temple, Pennsylvania

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1 ZIP codes • Population: 9,544 • Berks County

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Should you buy in Temple, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Temple, PA?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.6% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $278,845
Avg Monthly Rent $1,695
ZIP Codes 1

Investing in Temple Real Estate

Temple (Pennsylvania) spans 1 ZIPs and roughly a sizable population. clearly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

The investment case for Temple is difficult to make on screen data alone. a challenging fit for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rents in Temple at $1,695/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Demographics in Temple show real pressure — median income of $N/AK is soft relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Reading, PA

Temple is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$278,845
Avg Monthly Rent
$1,695
1% Rule
✗ Below
Landlord Friendly (PA)

📉 Market Crash Risk Index

Based on Reading, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
23%
Days Pending
0/2
18 days

View all metro crash risk rankings →

⚖️ Balanced Market — Reading, PA metro
18
Days to pending
10.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Temple, PA

Screen every ZIP in Temple

Filter Temple’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Temple, PA

Do landlords face vacancy issues in Temple, PA?

Expect elevated vacancy in Temple, PA. Rents at $1,695/mo are absorbed by the tenant base without meaningful lag.

How expensive is real estate in Temple, PA?

The median home value in Temple, PA is roughly $279K. That puts it reasonable relative to the PA statewide average.

How much do tenants pay in Temple, PA?

Expect rents around $1,695/mo per month in Temple, PA. With home values at $279K, the yield math works out to reasonable levels for rental investors.

How strong is tenant demand in Temple, PA?

Temple, PA draws a even-keeled base of working renters. Demand at the $1,695/mo rent level is reasonable for standard single-family and small multi rentals.

Is Temple, PA a smart market for rental property?

The 3.0/5 investability rating in Temple, PA reflects its $279K prices and $1,695/mo rents. Investors generally consider it a solid option within PA.

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