Best ZIP Codes for Cash Flow in Reading, PA (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 19602 Reading, PA $144,189 $1,184 6.41% 12.7%
2 19604 Reading, PA $172,247 $1,321 5.98% 9.7%
3 19611 Reading, PA $239,725 $1,777 5.78% 7.8%
4 19601 Reading, PA $187,219 $1,268 5.28% 11.6%
5 19560 Temple, PA $278,845 $1,695 4.74% 7.6%
6 18056 Hereford, PA $331,302 $1,989 4.68% 5.0%
7 19607 Reading, PA $279,799 $1,619 4.51% 7.2%
8 19562 Kutztown, PA $266,887 $1,476 4.31% 7.3%
9 19605 Reading, PA $300,225 $1,642 4.27% 7.3%
10 19609 Reading, PA $295,147 $1,617 4.27% 7.0%
11 19610 Wyomissing, PA $384,872 $2,034 4.12% 5.8%
12 19503 Bally, PA $284,658 $1,476 4.04% 5.3%
13 19606 Reading, PA $306,021 $1,547 3.94% 6.9%
14 18011 Alburtis, PA $370,623 $1,854 3.90% 7.1%
15 19565 Wernersville, PA $344,517 $1,700 3.85% 6.2%
16 19522 Fleetwood, PA $357,238 $1,700 3.71% 6.6%
17 19508 Birdsboro, PA $340,867 $1,600 3.66% 6.9%
18 19539 Mertztown, PA $363,209 $1,665 3.58% 6.5%
19 19555 Shoemakersville, PA $290,017 $1,323 3.56% 7.6%
20 19541 Mohrsville, PA $383,906 $1,710 3.47% 6.1%
21 19567 Womelsdorf, PA $314,555 $1,395 3.46% 6.5%
22 19505 Bechtelsville, PA $339,750 $1,440 3.31% 5.3%
23 19510 Blandon, PA $368,868 $1,530 3.24% 6.9%
24 19608 Reading, PA $398,426 $1,634 3.20% 6.0%
25 19512 Boyertown, PA $342,353 $1,401 3.19% 6.1%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Reading, PA  ·  Affordable in Reading, PA

Or see the full Reading, PA metro profile.