Real Estate Investing in Fleetwood, Pennsylvania (19522)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berks County • Population: 13,926 • Data updated: September 2026

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Should you buy in 19522 (Fleetwood, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Fleetwood, PA (19522)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $357,238
Avg Monthly Rent $1,700
1% Rule ✗ Does Not Meet
Median Income $92,207
% Renters 17.3%

Market Analysis: 19522 Fleetwood

ZIP 19522 inside Berks County looks affordable on the surface — median value of $357K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,700/mo on a $357K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 19522 sits below the stated 0.0% once reality is priced in.

Within PA, ZIP 19522 trails on several market indicators that neighboring Berks County submarkets outperform. The gap is real and significant enough to shape underwriting.

Demographically, 19522 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 19522 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fleetwood:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+7.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,700/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Reading, PA Metro Area
Even conditions for buyers and sellers
18 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Reading, PA metro data
🏠

Property Strategy for 19522

Which property type performs best in this market?

Best for Cash Flow
3BR
4.3% cap rate
Best for Appreciation
5BR
+8.2% 5yr CAGR
Best Overall Value
3BR
$103,522/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $252,546 $1,510 4.3% +7.4% $126,273
3BR $310,565 $1,860 4.3% +7.5% $103,522
4BR $457,610 $2,000 3.1% +8.0% $114,403
5BR $550,834 +8.2% $110,167

Market Trends

Home Value History (with trend line)

$372K$330K$288K$247K$205K$163KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 19522 Compare?

Metric 19522 Fleetwood Reading, PA Pennsylvania
Home Value $357,238 $357,238 N/A $278,018
5-Year CAGR 6.6% 6.6% N/A 6.3%
Avg Rent $1,700 $1,700 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 19522? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19522 (Fleetwood, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Reading, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
23%
Days Pending
0/2
18 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $357,238
Monthly Rent $1,700
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +7.9% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.2%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 19522

Population: 13,926

💰 Median Household Income
$92,207
This area
$92,207
State
$73,647
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-7.4%
USA
3.7%
🎓 College Educated
22.6%
This area
22.6%
State
12.3%
USA
33.7%
👤 Median Age
47.3 years
This area
47.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
2.2%
This area
2.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 92.7%
Other/Mixed 5.7%
Hispanic/Latino 5.1%
Black/African American 1.0%
Asian 0.5%
👶 Under 18
17.6%
This area
17.6%
USA
22.0%
👴 65 and Over
21.6%
This area
21.6%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19522

A+ Avg School Grade
3 Schools
12.3:1 Avg Class Size
$20,873 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Fleetwood MS

📚 05 – 08 School
👥
654 Students
👨‍🏫
12.3:1 Class Size
💰
$20,873 Per Student
A+ Excellent

Fleetwood SHS

📚 09 – 12 High School
👥
759 Students
👨‍🏫
12.0:1 Class Size
💰
$20,873 Per Student
A+ Excellent

Willow Creek El Sch

📚 K – 04 Elementary
👥
554 Students
👨‍🏫
12.7:1 Class Size
💰
$20,873 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,780 Off-Campus Students
C+
Kutztown University of Pennsylvania
7,416 students · 4.8 mi
C
Albright College
1,652 students · 7.8 mi
C
Empire Beauty School-Reading
76 students · 8.0 mi
C
Reading Area Community College
4,788 students · 10.1 mi
C
Pennsylvania State University-Penn State Berks
1,944 students · 10.3 mi
C+
Berks Career & Technology Center
47 students · 10.6 mi
C+
Reading Hospital School of Health Sciences
270 students · 11.1 mi
C
Miller-Motte College-Berks Technical Institute
452 students · 11.2 mi

Investor Insight: With 1,780 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do landlord-tenant laws work in Fleetwood, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Fleetwood generally follows the statewide framework, so landlords face reasonable operating rules.

Are renters plentiful in Fleetwood, PA?

Fleetwood, PA draws a measured base of working renters. Demand at the $1,700/mo rent level is reasonable for standard single-family and small multi rentals.

Is housing expensive in Fleetwood, PA?

Fleetwood, PA home values average about $357K. That price point suits investors targeting rentals with $1,700/mo in monthly income.

Is vacancy a concern in Fleetwood, PA?

Rental vacancy in Fleetwood, PA is elevated. Investors should budget normal turnover but not chronic empty units.

How viable is house hacking in Fleetwood, PA?

House hacking in Fleetwood, PA is a challenging. With home values around $357K and rents at $1,700/mo, owner-occupants can offset a meaningful share of PITI.

You know 19522 now. You don’t know where it ranks.

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How 19522 ranks in Reading, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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