Real Estate Investing in Kutztown, Pennsylvania (19530)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berks County • Population: 14,896 • Data updated: September 2026

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Should you buy in 19530 (Kutztown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kutztown, PA (19530)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $365,763
Avg Monthly Rent $1,413
1% Rule ✗ Does Not Meet
Median Income $63,194
% Renters 34.5%

Market Analysis: 19530 Kutztown

In practical terms, ZIP 19530 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $366K median. It rewards specialists, not generalists.

For an experienced owner, 19530 can be a a solid fit for hunting ground — but the discount at $366K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 19530 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 19530 includes headwinds that any investor should price in. Income distribution skews lower than Kutztown averages, and tenant stability requires active management.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kutztown:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,413/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Reading, PA Metro Area
Even conditions for buyers and sellers
18 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Reading, PA metro data
🏠

Property Strategy for 19530

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
5BR
+9.0% 5yr CAGR
Best Overall Value
5BR
$100,076/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $253,400 $1,570 4.5% +8.1% $126,700
3BR $327,395 $1,940 4.3% +8.1% $109,132
4BR $464,286 $2,090 3.2% +8.7% $116,071
5BR $500,381 +9.0% $100,076

Market Trends

Home Value History (with trend line)

$381K$337K$294K$250K$206K$163KJul 2006Jul 2016Jul 2026

📊 How Does 19530 Compare?

Metric 19530 Kutztown Reading, PA Pennsylvania
Home Value $365,763 $316,325 N/A $278,018
5-Year CAGR 6.7% 7.0% N/A 6.3%
Avg Rent $1,413 $1,445 N/A -
Cap Rate 3.0% 3.7% - -
💡 Why Invest in 19530? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19530 (Kutztown, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.7%
Strong

📉 Market Crash Risk Index

Based on Reading, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
23%
Days Pending
0/2
18 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $365,763
Monthly Rent $1,413
Price-to-Rent 21.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 19530

Population: 14,896

💰 Median Household Income
$63,194
This area
$63,194
State
$73,647
USA
$74,580
🏠 Renter Occupied
34.5%
This area
34.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-7.4%
USA
3.7%
🎓 College Educated
31.5%
This area
31.5%
State
12.3%
USA
33.7%
👤 Median Age
25.8 years
This area
25.8 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.0%
This area
10.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 87.2%
Other/Mixed 6.6%
Black/African American 5.7%
Hispanic/Latino 4.2%
Asian 0.5%
👶 Under 18
11.4%
This area
11.4%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19530

A+ Avg School Grade
4 Schools
12.9:1 Avg Class Size
$27,065 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Kutztown Area MS

📚 06 – 08 Middle
👥
294 Students
👨‍🏫
11.2:1 Class Size
💰
$28,730 Per Student
A+ Excellent

Kutztown Area SHS

📚 09 – 12 High School
👥
434 Students
👨‍🏫
13.9:1 Class Size
💰
$28,730 Per Student
A+ Excellent

Kutztown El Sch

📚 K – 05 Elementary
👥
367 Students
👨‍🏫
12.6:1 Class Size
💰
$28,730 Per Student
A+ Excellent

Weisenberg El Sch

📚 K – 05 Elementary
👥
411 Students
👨‍🏫
13.7:1 Class Size
💰
$22,068 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,797 Off-Campus Students
C+
Kutztown University of Pennsylvania
7,416 students · 1.9 mi
C
Lincoln Technical Institute-Allentown
529 students · 11.5 mi
C
Metro Beauty Academy
174 students · 11.8 mi
C
Lehigh Carbon Community College
6,385 students · 12.2 mi
C
Lehigh Career & Technical Institute
12 students · 12.3 mi
C
Cedar Crest College
1,248 students · 13.9 mi
C
Empire Beauty School-Reading
76 students · 14.2 mi
C
Albright College
1,652 students · 14.2 mi

Investor Insight: With 2,797 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Kutztown, PA?

Median home price in Kutztown, PA is near $366K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

How qualified is the tenant pool in Kutztown, PA?

Expect a solid tenant pool in Kutztown, PA. The rental market absorbs $1,413/mo rents without meaningful friction.

Are rents high in Kutztown, PA?

Rents in Kutztown, PA run near $1,413/mo. Compared with median home prices of $366K that produces solid gross yields for typical rentals.

Is rental property easy to operate in Kutztown, PA?

Landlord-friendliness in Kutztown, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is Kutztown in PA worth investing in?

Investors tracking Kutztown, PA will find a 3.0/5 rating supported by $366K median home values and $1,413/mo rents. That profile suits long-term holders targeting measured returns.

You know 19530 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 19530 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 19530 ranks in Reading, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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