Real Estate Investing in Kutztown, Pennsylvania (19562)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berks County • Population: 2,965 • Data updated: September 2026

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Should you buy in 19562 (Kutztown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kutztown, PA (19562)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,887
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $68,640
% Renters 51.9%

Market Analysis: 19562 Kutztown

This part of Berks County is not an easy win. The 19562 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 19562 can be a a viable market for hunting ground — but the discount at $267K reflects genuine risk that outside investors often underestimate.

The gap between 19562 and stronger Kutztown ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 19562 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 19562 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kutztown:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Reading, PA Metro Area
Even conditions for buyers and sellers
18 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Reading, PA metro data
🏠

Property Strategy for 19562

Which property type performs best in this market?

Best for Cash Flow
3BR
5.8% cap rate
Best for Appreciation
3BR
+9.0% 5yr CAGR
Best Overall Value
4BR
$83,203/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $252,711 $2,020 5.8% +9.0% $84,237
4BR $332,810 $2,170 4.7% +9.0% $83,203

Market Trends

Home Value History (with trend line)

$280K$247K$215K$183K$151K$119KJul 2006Jul 2016Jul 2026

📊 How Does 19562 Compare?

Metric 19562 Kutztown Reading, PA Pennsylvania
Home Value $266,887 $316,325 N/A $278,018
5-Year CAGR 7.3% 7.0% N/A 6.3%
Avg Rent $1,476 $1,445 N/A -
Cap Rate 4.3% 3.7% - -
💡 Why Invest in 19562? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

52% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19562 (Kutztown, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+7.3%
Strong

📉 Market Crash Risk Index

Based on Reading, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
23%
Days Pending
0/2
18 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $266,887
Monthly Rent $1,476
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +7.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.3%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 19562

Population: 2,965

💰 Median Household Income
$68,640
This area
$68,640
State
$73,647
USA
$74,580
🏠 Renter Occupied
51.9%
This area
51.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-7.4%
USA
3.7%
🎓 College Educated
16.9%
This area
16.9%
State
12.3%
USA
33.7%
👤 Median Age
46.2 years
This area
46.2 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 92.2%
Other/Mixed 6.3%
Hispanic/Latino 3.0%
Black/African American 1.5%
👶 Under 18
17.4%
This area
17.4%
USA
22.0%
👴 65 and Over
30.3%
This area
30.3%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19562

A+ Avg School Grade
2 Schools
11.3:1 Avg Class Size
$29,793 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Brandywine Heights El Sch

📚 Pre-K – 03 Elementary
👥
361 Students
👨‍🏫
11.1:1 Class Size
💰
$29,793 Per Student
A+ Excellent

Brandywine Heights Intrmd/MS

📚 04 – 08 School
👥
480 Students
👨‍🏫
11.5:1 Class Size
💰
$29,793 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Brandywine Heights HS

📚 09 – 12 High School
📍 103 Old Topton Rd, Mertztown
👥
417 Students
👨‍🏫
10.2:1 Class Size
💰
$29,793 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,797 Off-Campus Students
C+
Kutztown University of Pennsylvania
7,416 students · 4.4 mi
C
Metro Beauty Academy
174 students · 8.9 mi
C
Lincoln Technical Institute-Allentown
529 students · 9.3 mi
C
Cedar Crest College
1,248 students · 11.2 mi
C+
Muhlenberg College
1,818 students · 12.0 mi
C
Lehigh Career & Technical Institute
12 students · 12.1 mi
C
Lehigh Carbon Community College
6,385 students · 12.1 mi
C
Empire Beauty School-Lehigh Valley
133 students · 14.3 mi

Investor Insight: With 2,797 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Kutztown, PA rate as a rental market?

Kutztown, PA rates 3.0/5 for investability. With median values at $267K and rents near $1,476/mo, the market offers reasonable fundamentals for rental investors.

What is the smart move for investors in Kutztown, PA?

In Kutztown, PA the solid play is typically careful cash-flow rentals with hands-on management. The combination of $267K prices and $1,476/mo rents suits that approach.

What is the average home sale price in Kutztown, PA?

Typical homes in Kutztown, PA go for around $267K. The 5-year CAGR of 0.0% stable price movement.

Are landlord laws favorable in Kutztown, PA?

Rental owners in Kutztown, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What do rentals go for in Kutztown, PA?

Average rent in Kutztown, PA is approximately $1,476/mo per month. Against $267K home values that yields a reasonable rent-to-price ratio.

You know 19562 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 19562 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 19562 ranks in Reading, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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