Real Estate Investing in Hatfield, Pennsylvania (19440)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 19,650 • Data updated: September 2026

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Should you buy in 19440 (Hatfield, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.

What’s happening in Hatfield, PA (19440)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $500,275
Avg Monthly Rent $1,591
1% Rule ✗ Does Not Meet
Median Income $96,831
% Renters 33.4%

Market Analysis: 19440 Hatfield

ZIP 19440 inside Montgomery County looks affordable on the surface — median value of $500K — but the discount exists for reasons that a careful buyer should understand before committing.

From an investor standpoint, the numbers look inviting — $500K purchase price, 0.0% nominal cap — the work to hit that pro forma in 19440 is substantial and deserves full respect.

Statewide comparisons place 19440 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 19440 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 19440 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hatfield:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,591/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19440

Which property type performs best in this market?

Best for Cash Flow
3BR
3.6% cap rate
Best for Appreciation
4BR
+7.4% 5yr CAGR
Best Overall Value
5BR
$125,290/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $388,349 $1,780 3.3% +7.0% $194,174
3BR $428,857 $2,130 3.6% +6.9% $142,952
4BR $574,197 $2,380 3.0% +7.4% $143,549
5BR $626,449 +7.3% $125,290

Market Trends

Home Value History (with trend line)

$520K$463K$406K$350K$293K$236KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,745$1,664$1,582$1,501$1,420$1,338Jun 2022Jul 2024Jul 2026

📊 How Does 19440 Compare?

Metric 19440 Hatfield Pennsylvania
Home Value $500,275 $500,275 $278,018
5-Year CAGR 5.6% 5.6% 6.3%
Avg Rent $1,591 $1,591 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 19440? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19440 (Hatfield, PA). Anonymous, moderated, never written by AI.

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Property managers serving Montgomery County

Manage rentals here? List your business →

Apartment Property Management Services 42 LLC. summary from their website

Small multifamily
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Big Realty Property Management. summary from their website

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Lindy Communities offers apartments in Greater Philadelphia, PA, FL & OH, including pet-friendly options. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $500,275
Monthly Rent $1,591
Price-to-Rent 26.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year -4.1% ▼
3-Year CAGR +2.5% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.9%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 19440

Population: 19,650

💰 Median Household Income
$96,831
This area
$96,831
State
$73,647
USA
$74,580
🏠 Renter Occupied
33.4%
This area
33.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-7.4%
USA
3.7%
🎓 College Educated
44.8%
This area
44.8%
State
12.3%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
1.9%
This area
1.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 71.0%
Asian 16.3%
Other/Mixed 7.3%
Black/African American 5.4%
Hispanic/Latino 5.2%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
16.6%
This area
16.6%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19440

A+ Avg School Grade
3 Schools
12.8:1 Avg Class Size
$22,188 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hatfield El Sch

📚 K – 06 School
👥
522 Students
👨‍🏫
12.3:1 Class Size
💰
$22,188 Per Student
A+ Excellent

Kulp El Sch

📚 K – 06 School
👥
581 Students
👨‍🏫
13.0:1 Class Size
💰
$22,188 Per Student
A+ Excellent

Pennfield MS

📚 07 – 09 High School
👥
942 Students
👨‍🏫
13.2:1 Class Size
💰
$22,188 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

E M Crouthamel El Sch

📚 K – 05 Elementary
📍 143 S School Ln, Souderton
👥
338 Students
👨‍🏫
9.6:1 Class Size
💰
$22,599 Per Student
A+ Excellent

Franconia El Sch

📚 K – 05 Elementary
📍 366 Harleysville Pike, Souderton
👥
402 Students
👨‍🏫
11.2:1 Class Size
💰
$22,599 Per Student
A+ Excellent

Indian Crest MS

📚 06 – 08 Middle
📍 139 Harleysville Pike, Souderton
👥
623 Students
👨‍🏫
10.1:1 Class Size
💰
$22,599 Per Student
A+ Excellent

West Broad Street El Sch

📚 K – 05 Elementary
📍 342 W Broad St, Souderton
👥
379 Students
👨‍🏫
9.9:1 Class Size
💰
$22,599 Per Student
A Very Good

Souderton CS Collaborative

📚 K – 08 School Charter
📍 110 E Broad Street, Souderton
👥
241 Students
👨‍🏫
10.0:1 Class Size
💰
$17,341 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,570 Off-Campus Students
C
Lansdale School of Cosmetology Inc
40 students · 2.9 mi
C
Lansdale School of Business
87 students · 4.2 mi
C
Gwynedd Mercy University
2,165 students · 6.7 mi
C
Delaware Valley University
2,189 students · 7.1 mi
C
Montgomery County Community College
8,895 students · 7.6 mi
D
Theological Seminary of the Reformed Episcopal Church
12 students · 8.0 mi
C
The Beauty Institute-Ambler
152 students · 9.7 mi
C+
Ursinus College
1,492 students · 10.8 mi

Investor Insight: With 2,570 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Hatfield, PA stack up for property investment?

Hatfield, PA posts an investability rating of 3.0/5, with median home values near $500K and average rents around $1,591/mo. That combination puts it in the resilient tier for investor interest.

Is Hatfield, PA a good market for FHA house hackers?

Hatfield, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $500K price point reasonable to enter.

What strategy should investors use in Hatfield, PA?

A careful cash-flow rentals with hands-on management strategy Hatfield, PA best. The market produces even-keeled results for that approach at the $500K price point.

What is the average home sale price in Hatfield, PA?

Expect median prices around $500K in Hatfield, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

What is the typical rental rate in Hatfield, PA?

The typical rental in Hatfield, PA commands about $1,591/mo monthly. That rent profile stable cash flow against the $500K purchase basis.

You know 19440 now. You don’t know where it ranks.

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How 19440 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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Cash Flow → Appreciation → Affordable → 1% Rule →
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