Real Estate Investing in Lopez, Pennsylvania (18628)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 18628 (Lopez, PA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 64.3% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lopez, PA (18628)?
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Market Analysis: 18628 Lopez
Looking more closely, ZIP 18628 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $98K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 18628 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Lopez have seen price recovery that 18628 has not matched. Sullivan County data supports the view that the spread is structural rather than temporary.
The 18628 ZIP's population of 152 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Experienced landlords with local relationships tend to find 18628 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Lopez:
Market Trends
Home Value History (with trend line)
📊 How Does 18628 Compare?
| Metric | 18628 | Lopez | Pennsylvania |
|---|---|---|---|
| Home Value | $97,748 | $97,748 | $278,018 |
| 5-Year CAGR | 6.4% | 6.4% | 6.3% |
| Avg Rent | $972 | $972 | - |
| Cap Rate | 7.8% | 7.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 18628 (Lopez, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $97,748 |
| Monthly Rent | $972 |
| Price-to-Rent | 8.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.9% |
| Cap Rate | 7.8% |
| 5-Year IRR | 14.2% |
📈 Home Appreciation
| 1-Year | +12.1% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (7.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 18628
Population: 152
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much do tenants pay in Lopez, PA?
Rent in Lopez, PA is around $972/mo. The resulting rent-to-value relationship with $98K pricing is reasonable for most investor models.
Are tenants stable in Lopez, PA?
Lopez, PA draws a stable base of working renters. Demand at the $972/mo rent level is reasonable for standard single-family and small multi rentals.
Should investors consider Lopez, PA?
With a 3.0/5 investability score, Lopez, PA ranks as a solid market for rental property investors. Median prices of $98K and rents of $972/mo drive the underlying numbers.
Should investors worry about vacancy in Lopez, PA?
Lopez, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.
Is Lopez, PA good for landlords?
Lopez, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 18628 now. You don’t know where it ranks.
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