Real Estate Investing in Muncy Valley, Pennsylvania (18626)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sullivan County • Population: 502 • Data updated: September 2026

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Should you buy in 18626 (Muncy Valley, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 64.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Muncy Valley, PA (18626)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $267,909
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $91,250
% Renters 7.2%

Market Analysis: 18626 Muncy Valley

The 18626 ZIP in Muncy Valley, PA is a local-operator market. Outside capital chasing a $268K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $268K asset, 18626 is the wrong submarket. If the plan prices in friction, the yield can still work.

In practical terms, 18626 offers a low basis, the region around Muncy Valley has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A sturdy renter share of 7% in 18626 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 18626 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Muncy Valley:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+14.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$279K$248K$217K$186K$155K$124KFeb 2019Nov 2022Jul 2026

📊 How Does 18626 Compare?

Metric 18626 Muncy Valley Pennsylvania
Home Value $267,909 $248,036 $278,018
5-Year CAGR 8.8% 7.9% 6.3%
Avg Rent $927 $1,076 -
Cap Rate 2.7% 3.4% -
💡 Why Invest in 18626? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18626 (Muncy Valley, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+8.8%
Strong

📊 Market Snapshot

Home Value $267,909
Monthly Rent $927
Price-to-Rent 24.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +14.3% ▲
3-Year CAGR +9.8% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
64.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+8.8%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 18626

Population: 502

💰 Median Household Income
$91,250
This area
$91,250
State
$73,647
USA
$74,580
🏠 Renter Occupied
7.2%
This area
7.2%
State
23.0%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-7.4%
USA
3.7%
🎓 College Educated
36.7%
This area
36.7%
State
12.3%
USA
33.7%
👤 Median Age
64.6 years
This area
64.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
64.5%
This area
64.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 99.8%
Hispanic/Latino 0.2%
Other/Mixed 0.2%
👶 Under 18
4.9%
This area
4.9%
USA
22.0%
👴 65 and Over
49.7%
This area
49.7%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18626

A+ Avg School Grade
2 Schools
11.0:1 Avg Class Size
$27,856 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Sullivan Co El Sch

📚 K – 06 School
👥
317 Students
👨‍🏫
11.5:1 Class Size
💰
$27,856 Per Student
A+ Excellent

Sullivan Co JSHS

📚 07 – 12 High School
👥
280 Students
👨‍🏫
10.5:1 Class Size
💰
$27,856 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Muncy Valley, PA a smart market for rental property?

The 3.0/5 investability rating in Muncy Valley, PA reflects its $268K prices and $927/mo rents. Investors generally consider it a solid option within PA.

What are rental rates like in Muncy Valley, PA?

Rental rates in Muncy Valley, PA average $927/mo. Tenant demand and $268K home values make the yield look reasonable by investor standards.

What is it like being a landlord in Muncy Valley, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Muncy Valley generally follows the statewide framework, so landlords face reasonable operating rules.

Is vacancy a concern in Muncy Valley, PA?

Expect elevated vacancy in Muncy Valley, PA. Rents at $927/mo are absorbed by the tenant base without meaningful lag.

What investment strategy works best in Muncy Valley, PA?

Most investors in Muncy Valley, PA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 18626 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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