Real Estate Investing in Newfoundland, Pennsylvania (18445)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 18445 (Newfoundland, PA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 26.3% of homes vacant — above national norms.
- Elevated poverty: 20.3% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Newfoundland, PA (18445)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 18445 Newfoundland
In practical terms, ZIP 18445 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $291K median. It rewards specialists, not generalists.
On balance, the numbers look inviting — $291K purchase price, 0.0% nominal cap — the work to hit that pro forma in 18445 is substantial and deserves full respect.
Nearby ZIPs in Newfoundland have seen price recovery that 18445 has not matched. Pike County data supports the view that the spread is structural rather than temporary.
Resident income in 18445 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 18445 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Newfoundland:
Property Strategy for 18445
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $216,355 | $1,500 | 5.0% | +9.8% | $108,177 |
| 3BR | $287,944 | $1,940 | 4.9% | +8.9% | $95,981 |
| 4BR | $340,691 | $2,480 | 5.2% | +9.0% | $85,173 |
Market Trends
Home Value History (with trend line)
📊 How Does 18445 Compare?
| Metric | 18445 | Newfoundland | Pennsylvania |
|---|---|---|---|
| Home Value | $291,421 | $291,421 | $278,018 |
| 5-Year CAGR | 5.4% | 5.4% | 6.3% |
| Avg Rent | $1,350 | $1,350 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 18445 (Newfoundland, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $291,421 |
| Monthly Rent | $1,350 |
| Price-to-Rent | 18.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 18445
Population: 2,488
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 18445
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do experienced investors play Newfoundland, PA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Newfoundland, PA. The numbers - $291K homes against $1,350/mo rents - support that play.
What is the average monthly rent in Newfoundland, PA?
Rent in Newfoundland, PA is around $1,350/mo. The resulting rent-to-value relationship with $291K pricing is reasonable for most investor models.
Is housing expensive in Newfoundland, PA?
Newfoundland, PA median home values land near $291K. That is reasonable territory for investors looking at $1,350/mo-per-month rentals.
How quickly do rentals get leased in Newfoundland, PA?
Vacancy risk in Newfoundland, PA is elevated. That supports consistent cash flow for typical rental holds.
How strong is the working-renter base in Newfoundland, PA?
Tenant demand in Newfoundland, PA is solid. The local workforce $1,350/mo rents across most rental classes.
You know 18445 now. You don’t know where it ranks.
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How 18445 ranks in New York-Newark-Jersey City, NY-NJ-PA
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