Real Estate Investing in Mount Pocono, Pennsylvania (18344)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 3,472 • Data updated: September 2026

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Should you buy in 18344 (Mount Pocono, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mount Pocono, PA (18344)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $244,355
Avg Monthly Rent $1,260
1% Rule ✗ Does Not Meet
Median Income $81,373
% Renters 33.6%

Market Analysis: 18344 Mount Pocono

ZIP 18344 in Mount Pocono, PA carries a impressive set of headwinds. Home values near $244K and rents of $1,260/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $244K asset, 18344 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 18344's metrics run below Monroe County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 18344 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 18344 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Pocono:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,260/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
East Stroudsburg, PA Metro Area
Even conditions for buyers and sellers
57 days
Average time to sell
Average
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from East Stroudsburg, PA metro data
🏠

Property Strategy for 18344

Which property type performs best in this market?

Best for Cash Flow
1BR
7.2% cap rate
Best for Appreciation
1BR
+11.2% 5yr CAGR
Best Overall Value
2BR
$80,141/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $106,976 $1,070 7.2% +11.2% $106,976
2BR $160,283 $1,400 6.3% +8.8% $80,141
3BR $251,277 $1,840 5.3% +9.4% $83,759
4BR $336,145 $2,150 4.6% +9.8% $84,036

Market Trends

Home Value History (with trend line)

$258K$225K$192K$158K$125K$91KJul 2006Jul 2016Jul 2026

📊 How Does 18344 Compare?

Metric 18344 Mount Pocono East Stroudsburg, PA Pennsylvania
Home Value $244,355 $244,355 N/A $278,018
5-Year CAGR 5.2% 5.2% N/A 6.3%
Avg Rent $1,260 $1,260 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 18344? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18344 (Mount Pocono, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+5.2%
Moderate

📉 Market Crash Risk Index

Based on East Stroudsburg, PA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $244,355
Monthly Rent $1,260
Price-to-Rent 16.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 18344

Population: 3,472

💰 Median Household Income
$81,373
This area
$81,373
State
$73,647
USA
$74,580
🏠 Renter Occupied
33.6%
This area
33.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
6.3%
This area
6.3%
State
-7.4%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
12.3%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 75.8%
Black/African American 14.4%
Asian 5.3%
Other/Mixed 4.5%
Hispanic/Latino 1.8%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18344

Nearby Schools (4 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Pocono Mountain East JHS

📚 07 – 08 Middle
📍 125 Center Court, Swiftwater
👥
543 Students
👨‍🏫
10.3:1 Class Size
💰
$27,350 Per Student
A+ Excellent

Swiftwater Interm Sch

📚 04 – 06 School
📍 208 Campus Drive, Swiftwater
👥
727 Students
👨‍🏫
10.3:1 Class Size
💰
$27,350 Per Student
A+ Excellent

Swiftwater El Ctr

📚 K – 03 Elementary
📍 135 Academic Drive, Swiftwater
👥
986 Students
👨‍🏫
11.8:1 Class Size
💰
$27,350 Per Student
A Very Good

Pocono Mountain East HS

📚 09 – 12 High School
📍 231 Pocono Mountain School Road, Swiftwater
👥
1,256 Students
👨‍🏫
13.1:1 Class Size
💰
$27,350 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 666 Off-Campus Students
D
CDE Career Institute
308 students · 6.2 mi
C
The Beauty Institute
51 students · 10.8 mi
C+
East Stroudsburg University of Pennsylvania
5,460 students · 12.2 mi

Investor Insight: With 666 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How high is vacancy risk in Mount Pocono, PA?

Vacancy risk in Mount Pocono, PA is elevated. That supports reliable cash flow for typical rental holds.

How qualified is the tenant pool in Mount Pocono, PA?

Expect a solid tenant pool in Mount Pocono, PA. The rental market absorbs $1,260/mo rents without meaningful friction.

Should investors consider Mount Pocono, PA?

With a 3.0/5 investability score, Mount Pocono, PA ranks as a solid market for rental property investors. Median prices of $244K and rents of $1,260/mo drive the underlying numbers.

Does house hacking work in Mount Pocono, PA?

House hacking in Mount Pocono, PA is reasonable to execute. Prices around $244K and rents of $1,260/mo solid owner-occupant economics.

Is Mount Pocono, PA better for rentals, flips, or BRRRR?

For Mount Pocono, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 18344 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18344 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18344 ranks in East Stroudsburg, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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