Real Estate Investing in Northumberland, Pennsylvania (17857)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17857 (Northumberland, PA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Northumberland, PA (17857)?
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Market Analysis: 17857 Northumberland
Looking more closely, ZIP 17857 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $209K median. It rewards specialists, not generalists.
Looking more closely, the numbers look inviting — $209K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17857 is substantial and deserves full respect.
Put differently, 17857 offers a low basis, the region around Northumberland has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 17857 ZIP's population of 7,682 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Northumberland:
Market Trends
Home Value History (with trend line)
📊 How Does 17857 Compare?
| Metric | 17857 | Northumberland | Sunbury, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $208,792 | $208,792 | N/A | $278,018 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 6.3% |
| Avg Rent | $999 | $999 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17857 (Northumberland, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $208,792 |
| Monthly Rent | $999 |
| Price-to-Rent | 17.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +6.4% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17857
Population: 7,682
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17857
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What strategy should investors use in Northumberland, PA?
Investors usually favor careful cash-flow rentals with hands-on management in Northumberland, PA. With home values at $209K and rents near $999/mo, other strategies can work but produce reliable rather than outsized returns.
How high is vacancy risk in Northumberland, PA?
Vacancy risk in Northumberland, PA is elevated. That supports predictable cash flow for typical rental holds.
What is the typical rental rate in Northumberland, PA?
The typical rental in Northumberland, PA commands about $999/mo monthly. That rent profile stable cash flow against the $209K purchase basis.
What does house hacking look like in Northumberland, PA?
For house hackers, Northumberland, PA is a challenging. The $999/mo rent on a unit helps defray the mortgage on a $209K property.
Where do home prices stand in Northumberland, PA?
Northumberland, PA median home values land near $209K. That is reasonable territory for investors looking at $999/mo-per-month rentals.
You know 17857 now. You don’t know where it ranks.
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How 17857 ranks in Sunbury, PA
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