Real Estate Investing in West Milton, Pennsylvania (17886)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Union County • Population: 777 • Data updated: September 2026

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Should you buy in 17886 (West Milton, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Lower household income: $33,514 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in West Milton, PA (17886)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $202,411
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $33,514
% Renters 53.5%

Market Analysis: 17886 West Milton

This part of Union County is not an easy win. The 17886 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 17886 is sturdy only for operators who understand what they are buying. A $202K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within PA, ZIP 17886 trails on several market indicators that neighboring Union County submarkets outperform. The gap is real and significant enough to shape underwriting.

The 17886 ZIP's population of 777 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

Experienced landlords with local relationships tend to find 17886 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in West Milton:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Lewisburg, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lewisburg, PA metro data

Market Trends

Home Value History (with trend line)

$211K$195K$180K$165K$149K$134KFeb 2021Nov 2023Jul 2026

📊 How Does 17886 Compare?

Metric 17886 West Milton Lewisburg, PA Pennsylvania
Home Value $202,411 $202,411 N/A $278,018
5-Year CAGR 6.9% 6.9% N/A 6.3%
Avg Rent $936 $936 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 17886? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

54% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17886 (West Milton, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Lewisburg, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $202,411
Monthly Rent $936
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 17886

Population: 777

💰 Median Household Income
$33,514
This area
$33,514
State
$73,647
USA
$74,580
🏠 Renter Occupied
53.5%
This area
53.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-7.4%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
12.3%
USA
33.7%
👤 Median Age
70.8 years
This area
70.8 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 88.6%
Asian 11.4%
👶 Under 18
6.5%
This area
6.5%
USA
22.0%
👴 65 and Over
65.8%
This area
65.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 80 Off-Campus Students
C
Miller-Motte College-McCann-Lewisburg
129 students · 2.5 mi
C
Central Susquehanna Intermediate Unit LPN Career
87 students · 3.6 mi
B+
Bucknell University
3,892 students · 4.4 mi
C
Empire Beauty School-Shamokin Dam
75 students · 11.8 mi
C
Triangle Tech Inc-Sunbury
64 students · 12.7 mi

Frequently Asked Questions

What is the tenant pool like in West Milton, PA?

West Milton, PA draws a measured base of working renters. Demand at the $936/mo rent level is reasonable for standard single-family and small multi rentals.

Does West Milton, PA favor landlords or tenants?

West Milton, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What type of investing works in West Milton, PA?

Most investors in West Milton, PA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is West Milton, PA suited for a house hack?

House hacking in West Milton, PA is reasonable to execute. Prices around $202K and rents of $936/mo solid owner-occupant economics.

Are homes affordable in West Milton, PA?

Expect median prices around $202K in West Milton, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

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How 17886 ranks in Lewisburg, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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