Real Estate Investing in Milton, Pennsylvania (17847)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Northumberland County • Population: 11,461 • Data updated: September 2026

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Should you buy in 17847 (Milton, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Milton, PA (17847)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $228,299
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $54,425
% Renters 38.0%

Market Analysis: 17847 Milton

The 17847 ZIP in Milton, PA is a local-operator market. Outside capital chasing a $228K entry has to pair deep knowledge with the discount.

Put differently, the numbers look inviting — $228K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17847 is substantial and deserves full respect.

Within PA, ZIP 17847 trails on several market indicators that neighboring Northumberland County submarkets outperform. The gap is real and robust enough to shape underwriting.

Who lives in 17847 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 17847 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Milton:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sunbury, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sunbury, PA metro data

Market Trends

Home Value History (with trend line)

$247K$219K$190K$162K$134K$106KJan 2009Oct 2017Jul 2026

📊 How Does 17847 Compare?

Metric 17847 Milton Sunbury, PA Pennsylvania
Home Value $228,299 $228,299 N/A $278,018
5-Year CAGR 4.5% 4.5% N/A 6.3%
Avg Rent $999 $999 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 17847? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17847 (Milton, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Sunbury, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $228,299
Monthly Rent $999
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17847

Population: 11,461

💰 Median Household Income
$54,425
This area
$54,425
State
$73,647
USA
$74,580
🏠 Renter Occupied
38.0%
This area
38.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-7.4%
USA
3.7%
🎓 College Educated
16.4%
This area
16.4%
State
12.3%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.8%
This area
8.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 3.2%
Hispanic/Latino 2.4%
Black/African American 0.4%
Asian 0.2%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17847

A+ Avg School Grade
3 Schools
12.5:1 Avg Class Size
$28,197 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

James F Baugher El Sch

📚 K – 04 Elementary
👥
525 Students
👨‍🏫
12.6:1 Class Size
💰
$28,197 Per Student
A+ Excellent

Milton Area MS

📚 06 – 08 Middle
👥
443 Students
👨‍🏫
12.1:1 Class Size
💰
$28,197 Per Student
A+ Excellent

Milton HS

📚 09 – 12 High School
👥
613 Students
👨‍🏫
12.8:1 Class Size
💰
$28,197 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 80 Off-Campus Students
C
Central Susquehanna Intermediate Unit LPN Career
87 students · 3.4 mi
C
Miller-Motte College-McCann-Lewisburg
129 students · 4.4 mi
B+
Bucknell University
3,892 students · 5.4 mi
C
Empire Beauty School-Shamokin Dam
75 students · 10.5 mi
C
Triangle Tech Inc-Sunbury
64 students · 10.6 mi
C+
Susquehanna University
2,247 students · 14.9 mi

Frequently Asked Questions

How tight is the rental market in Milton, PA?

Milton, PA carries elevated vacancy risk. Expect consistent absorption at market rents of $999/mo.

What is the median home value in Milton, PA?

Expect median prices around $228K in Milton, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

Which investment style suits Milton, PA?

Investors usually favor careful cash-flow rentals with hands-on management in Milton, PA. With home values at $228K and rents near $999/mo, other strategies can work but produce reliable rather than outsized returns.

Is Milton, PA landlord-friendly?

PA law landlord-friendly for landlords, and Milton inherits those rules. Investors should still review local ordinances for rental licensing.

What kind of market is Milton, PA for investors?

Our data puts Milton, PA at 3.0/5 for investability. Home prices of $228K and rents around $999/mo create a solid backdrop for investor activity.

You know 17847 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17847 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17847 ranks in Sunbury, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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