Real Estate Investing in Cammal, Pennsylvania (17723)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lycoming County • Population: 53 • Data updated: September 2026

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Should you buy in 17723 (Cammal, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 78.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cammal, PA (17723)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $148,974
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $68,750
% Renters 29.0%

Market Analysis: 17723 Cammal

The 17723 ZIP covers a section of Cammal that demands careful diligence. Prices near $149K look accessible, but the work to make a deal cash flow is real.

The 17723 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader PA picture, 17723 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 17723 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 17723 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cammal:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+10.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Williamsport, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Williamsport, PA metro data

Market Trends

Home Value History (with trend line)

$161K$143K$125K$107K$89K$71KJul 2006Jul 2016Jul 2026

📊 How Does 17723 Compare?

Metric 17723 Cammal Williamsport, PA Pennsylvania
Home Value $148,974 $148,974 N/A $278,018
5-Year CAGR 4.6% 4.6% N/A 6.3%
Avg Rent $1,080 $1,080 N/A -
Cap Rate 5.7% 5.7% - -
💡 Why Invest in 17723? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17723 (Cammal, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Williamsport, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $148,974
Monthly Rent $1,080
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.7%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +10.0% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
78.6%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17723

Population: 53

💰 Median Household Income
$68,750
This area
$68,750
State
$73,647
USA
$74,580
🏠 Renter Occupied
29.0%
This area
29.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-7.4%
USA
3.7%
🎓 College Educated
16.0%
This area
16.0%
State
12.3%
USA
33.7%
👤 Median Age
49.5 years
This area
49.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
78.6%
This area
78.6%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
26.2%
This area
26.2%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What price range are homes in Cammal, PA?

The median home value in Cammal, PA is roughly $149K. That puts it reasonable relative to the PA statewide average.

How qualified is the tenant pool in Cammal, PA?

The tenant pool in Cammal, PA is solid, supported by local employment and population fundamentals. Rents of $1,080/mo are well-absorbed by the market.

What kind of market is Cammal, PA for investors?

Investors tracking Cammal, PA will find a 3.0/5 rating supported by $149K median home values and $1,080/mo rents. That profile suits long-term holders targeting predictable returns.

How strict are landlord regulations in Cammal, PA?

Rental owners in Cammal, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How high is vacancy risk in Cammal, PA?

Vacancy risk in Cammal, PA is elevated. That supports stable cash flow for typical rental holds.

You know 17723 now. You don’t know where it ranks.

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How 17723 ranks in Williamsport, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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