Real Estate Investing in Morrisdale, Pennsylvania (16858)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clearfield County • Population: 3,953 • Data updated: September 2026

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Should you buy in 16858 (Morrisdale, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.1% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Morrisdale, PA (16858)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $163,000
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $54,734
% Renters 15.4%

Market Analysis: 16858 Morrisdale

ZIP 16858 inside Clearfield County looks affordable on the surface — median value of $163K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $882/mo on a $163K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 16858 sits below the stated 0.0% once reality is priced in.

The gap between 16858 and stronger Morrisdale ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 16858 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Morrisdale:

C Below Average
Buy Confidence Score: 58/100
Affordability
20/25
Appreciation
10/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+15.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
DuBois, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from DuBois, PA metro data

Market Trends

Home Value History (with trend line)

$176K$159K$142K$126K$109K$93KFeb 2016May 2021Jul 2026

📊 How Does 16858 Compare?

Metric 16858 Morrisdale DuBois, PA Pennsylvania
Home Value $163,000 $163,000 N/A $278,018
5-Year CAGR 0.8% 0.8% N/A 6.3%
Avg Rent $882 $882 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 16858? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16858 (Morrisdale, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+0.8%
Slow

📉 Market Crash Risk Index

Based on DuBois, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $163,000
Monthly Rent $882
Price-to-Rent 15.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year +15.0% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +0.8% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.1%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+0.8%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 16858

Population: 3,953

💰 Median Household Income
$54,734
This area
$54,734
State
$73,647
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-7.4%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
12.3%
USA
33.7%
👤 Median Age
51.1 years
This area
51.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.1%
This area
12.1%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.5%
Hispanic/Latino 2.4%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
26.2%
This area
26.2%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16858

A+ Avg School Grade
3 Schools
13.2:1 Avg Class Size
$21,109 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

West Branch Area El Sch

📚 K – 04 Elementary
👥
327 Students
👨‍🏫
10.6:1 Class Size
💰
$21,109 Per Student
A+ Excellent

West Branch Area HS

📚 09 – 12 High School
👥
317 Students
👨‍🏫
14.9:1 Class Size
💰
$21,109 Per Student
A+ Excellent

West Branch MS

📚 05 – 08 School
👥
271 Students
👨‍🏫
14.3:1 Class Size
💰
$21,109 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 24 Off-Campus Students
C+
Clearfield County Career and Technology Center
37 students · 11.6 mi

Frequently Asked Questions

What investment strategy works best in Morrisdale, PA?

Most investors in Morrisdale, PA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Morrisdale, PA a friendly market for rental owners?

For rental operators, Morrisdale, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Are renters plentiful in Morrisdale, PA?

Working renters make up the core of the Morrisdale, PA tenant base. The pool is reasonable for investors targeting long-term holds.

Do landlords face vacancy issues in Morrisdale, PA?

Rental vacancy in Morrisdale, PA is elevated. Investors should budget normal turnover but not chronic empty units.

Is Morrisdale, PA suited for a house hack?

The a challenging house-hack environment in Morrisdale, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 16858 now. You don’t know where it ranks.

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How 16858 ranks in DuBois, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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