Real Estate Investing in Todd, Pennsylvania (16685)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16685 (Todd, PA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 41.7% of homes vacant — above national norms.
- 1-year downturn: Values declined 10.8% in the last year.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Todd, PA (16685)?
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Market Analysis: 16685 Todd
Investors eyeing 16685 need to respect the fundamentals at play. Home values of $219K come alongside slower price movement and elevated management overhead.
For an experienced owner, 16685 can be a worth a close look for hunting ground — but the discount at $219K reflects genuine risk that outside investors often underestimate.
Looking more closely, 16685 offers a low basis, the region around Todd has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 16685 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Todd's stable or hybrid ZIPs before stepping into 16685. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Todd:
Market Trends
Home Value History (with trend line)
📊 How Does 16685 Compare?
| Metric | 16685 | Todd | Huntingdon, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $219,490 | $219,490 | N/A | $278,018 |
| 5-Year CAGR | N/A | N/A | N/A | 6.3% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16685 (Todd, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,490 |
| Monthly Rent | $873 |
| Price-to-Rent | 21.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -10.8% ▼ |
| 3-Year CAGR | -3.9% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16685
Population: 330
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the typical vacancy rate in Todd, PA?
Vacancy risk in Todd, PA is elevated. That supports steady cash flow for typical rental holds.
Can owner-occupants cash flow in Todd, PA?
The a challenging house-hack environment in Todd, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How should investors approach Todd, PA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Todd, PA. The numbers - $219K homes against $873/mo rents - support that play.
What is the typical home price in Todd, PA?
Todd, PA home values average about $219K. That price point suits investors targeting rentals with $873/mo in monthly income.
What do landlords charge for rent in Todd, PA?
Average rent in Todd, PA is approximately $873/mo per month. Against $219K home values that yields a reasonable rent-to-price ratio.
You know 16685 now. You don’t know where it ranks.
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How 16685 ranks in Huntingdon, PA
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