Real Estate Investing in Broad Top, Pennsylvania (16621)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Huntingdon County • Population: 607 • Data updated: September 2026

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Should you buy in 16621 (Broad Top, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Broad Top, PA (16621)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $170,883
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $66,736
% Renters 18.6%

Market Analysis: 16621 Broad Top

The 16621 ZIP in Broad Top, PA is a local-operator market. Outside capital chasing a $171K entry has to pair deep knowledge with the discount.

The investment case in 16621 is solid only for operators who understand what they are buying. A $171K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 16621 and stronger Broad Top ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 16621 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 16621 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Broad Top:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+12.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Huntingdon, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntingdon, PA metro data

Market Trends

Home Value History (with trend line)

$179K$173K$167K$161K$154K$148KFeb 2022May 2024Jul 2026

📊 How Does 16621 Compare?

Metric 16621 Broad Top Huntingdon, PA Pennsylvania
Home Value $170,883 $139,837 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $873 $878 N/A -
Cap Rate 4.0% 5.2% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16621 (Broad Top, PA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Low

📉 Market Crash Risk Index

Based on Huntingdon, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $170,883
Monthly Rent $873
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 3.3%

📈 Home Appreciation

1-Year +12.3% ▲
3-Year CAGR -0.7% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.2%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16621

Population: 607

💰 Median Household Income
$66,736
This area
$66,736
State
$73,647
USA
$74,580
🏠 Renter Occupied
18.6%
This area
18.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-7.4%
USA
3.7%
🎓 College Educated
8.1%
This area
8.1%
State
12.3%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.2%
This area
24.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.3%
Other/Mixed 4.7%
Hispanic/Latino 0.6%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
20.2%
This area
20.2%
USA
17.3%
📊 Poverty Rate
9.7%
This area
9.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How do landlord-tenant laws work in Broad Top, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Broad Top generally follows the statewide framework, so landlords face reasonable operating rules.

Is Broad Top, PA a smart market for rental property?

The 2.0/5 investability rating in Broad Top, PA reflects its $171K prices and $873/mo rents. Investors generally consider it a solid option within PA.

How qualified is the tenant pool in Broad Top, PA?

The tenant pool in Broad Top, PA is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

How do experienced investors play Broad Top, PA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Broad Top, PA. The numbers - $171K homes against $873/mo rents - support that play.

Are homes affordable in Broad Top, PA?

Broad Top, PA home values average about $171K. That price point suits investors targeting rentals with $873/mo in monthly income.

You know 16621 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16621 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 16621 ranks in Huntingdon, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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