Real Estate Investing in Three Springs, Pennsylvania (17264)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17264 (Three Springs, PA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 27.2% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.1% CAGR).
- 1-year downturn: Values declined 4.1% in the last year.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Three Springs, PA (17264)?
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Market Analysis: 17264 Three Springs
ZIP 17264 inside Huntingdon County looks affordable on the surface — median value of $163K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $873/mo on a $163K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 17264 sits below the stated 0.0% once reality is priced in.
ZIP 17264's metrics run below Huntingdon County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A solid renter share of 13% in 17264 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Three Springs:
Property Strategy for 17264
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $145,395 | $970 | 4.8% | — | $72,698 |
| 3BR | $181,514 | $1,300 | 5.2% | — | $60,505 |
Market Trends
Home Value History (with trend line)
📊 How Does 17264 Compare?
| Metric | 17264 | Three Springs | Huntingdon, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $163,010 | $163,010 | N/A | $278,018 |
| 5-Year CAGR | 0.1% | 0.1% | N/A | 6.3% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17264 (Three Springs, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $163,010 |
| Monthly Rent | $873 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 4.3% |
📈 Home Appreciation
| 1-Year | -4.1% ▼ |
| 3-Year CAGR | -3.3% ▼ |
| 5-Year CAGR | +0.1% ▲ |
| 10-Year CAGR | +2.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17264
Population: 2,299
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17264
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical vacancy rate in Three Springs, PA?
Occupancy in Three Springs, PA runs predictable with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.
Is rental property easy to operate in Three Springs, PA?
The landlord environment in Three Springs, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How much should I expect to pay for a home in Three Springs, PA?
Expect median prices around $163K in Three Springs, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
Does a duplex house hack pencil in Three Springs, PA?
The a challenging house-hack environment in Three Springs, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Are renters plentiful in Three Springs, PA?
Working renters make up the core of the Three Springs, PA tenant base. The pool is reasonable for investors targeting long-term holds.
You know 17264 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 17264 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 17264 ranks in Huntingdon, PA
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