Real Estate Investing in Saxton, Pennsylvania (16678)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Huntingdon County • Population: 2,461 • Data updated: September 2026

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Should you buy in 16678 (Saxton, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saxton, PA (16678)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $148,967
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $58,214
% Renters 19.0%

Market Analysis: 16678 Saxton

This part of Huntingdon County is not an easy win. The 16678 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 16678 is substantial only for operators who understand what they are buying. A $149K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Stepping back, 16678 offers a low basis, the region around Saxton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A solid renter share of 19% in 16678 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 16678 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saxton:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Huntingdon, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntingdon, PA metro data

Market Trends

Home Value History (with trend line)

$158K$143K$129K$114K$100K$85KJan 2015Oct 2020Jul 2026

📊 How Does 16678 Compare?

Metric 16678 Saxton Huntingdon, PA Pennsylvania
Home Value $148,967 $148,967 N/A $278,018
5-Year CAGR 2.8% 2.8% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 16678? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16678 (Saxton, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+2.8%
Slow

📉 Market Crash Risk Index

Based on Huntingdon, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $148,967
Monthly Rent $873
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +2.8% ▲
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16678

Population: 2,461

💰 Median Household Income
$58,214
This area
$58,214
State
$73,647
USA
$74,580
🏠 Renter Occupied
19.0%
This area
19.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-7.4%
USA
3.7%
🎓 College Educated
19.4%
This area
19.4%
State
12.3%
USA
33.7%
👤 Median Age
46.6 years
This area
46.6 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
20.9%
This area
20.9%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 96.7%
Other/Mixed 1.9%
Black/African American 0.9%
Hispanic/Latino 0.4%
Asian 0.4%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
27.5%
This area
27.5%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16678

A+ Avg School Grade
3 Schools
12.1:1 Avg Class Size
$19,245 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Tussey Mountain EL

📚 Pre-K – 04 Elementary
👥
362 Students
👨‍🏫
11.8:1 Class Size
💰
$19,245 Per Student
A+ Excellent

Tussey Mountain HS

📚 09 – 12 High School
👥
310 Students
👨‍🏫
12.4:1 Class Size
💰
$19,245 Per Student
A Very Good

Tussey Mountain MS

📚 05 – 08 School
👥
257 Students
👨‍🏫
12.1:1 Class Size
💰
$19,245 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Which real estate strategy fits Saxton, PA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Saxton, PA. The numbers - $149K homes against $873/mo rents - support that play.

Should investors worry about vacancy in Saxton, PA?

Saxton, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

How strong is Saxton, PA for real estate investors?

Saxton, PA rates 3.0/5 for investability. With median values at $149K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

How qualified is the tenant pool in Saxton, PA?

Expect a solid tenant pool in Saxton, PA. The rental market absorbs $873/mo rents without meaningful friction.

How much should I expect to pay for a home in Saxton, PA?

Typical homes in Saxton, PA go for around $149K. The 5-year CAGR of 0.0% reliable price movement.

You know 16678 now. You don’t know where it ranks.

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How 16678 ranks in Huntingdon, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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