Real Estate Investing in Summerhill, Pennsylvania (15958)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cambria County • Population: 2,190 • Data updated: September 2026

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Should you buy in 15958 (Summerhill, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Declining values: -1.4% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 7.0% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Summerhill, PA (15958)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $153,812
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $66,875
% Renters 12.3%

Market Analysis: 15958 Summerhill

ZIP 15958 in Summerhill, PA carries a durable set of headwinds. Home values near $154K and rents of $945/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $154K asset, 15958 is the wrong submarket. If the plan prices in friction, the yield can still work.

Put differently, 15958 offers a low basis, the region around Summerhill has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 15958 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 15958 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Summerhill:

C Below Average
Buy Confidence Score: 58/100
Affordability
25/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Declining (-7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Johnstown, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Johnstown, PA metro data

Market Trends

Home Value History (with trend line)

$184K$172K$161K$149K$138K$126KFeb 2016May 2021Jul 2026

📊 How Does 15958 Compare?

Metric 15958 Summerhill Johnstown, PA Pennsylvania
Home Value $153,812 $153,812 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $945 $945 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 15958? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15958 (Summerhill, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
-1.4%
Declining

📉 Market Crash Risk Index

Based on Johnstown, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $153,812
Monthly Rent $945
Price-to-Rent 13.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 3.4%

📈 Home Appreciation

1-Year -7.0% ▼
3-Year CAGR -3.4% ▼
5-Year CAGR -1.4% ▼
10-Year CAGR +1.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.5%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-1.4%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 15958

Population: 2,190

💰 Median Household Income
$66,875
This area
$66,875
State
$73,647
USA
$74,580
🏠 Renter Occupied
12.3%
This area
12.3%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-7.4%
USA
3.7%
🎓 College Educated
22.2%
This area
22.2%
State
12.3%
USA
33.7%
👤 Median Age
43.7 years
This area
43.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.5%
This area
7.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.6%
Hispanic/Latino 1.8%
Black/African American 0.1%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

7 Nearby 691 Off-Campus Students
C
Mount Aloysius College
2,967 students · 8.5 mi
C+
Saint Francis University
2,835 students · 9.5 mi
C+
Greater Johnstown Career and Technology Center
102 students · 9.6 mi
C+
University of Pittsburgh-Johnstown
1,940 students · 10.0 mi
C
Pennsylvania Highlands Community College
2,286 students · 10.2 mi
C
DLP Conemaugh Memorial Medical Center
108 students · 11.4 mi
B
Commonwealth Technical Institute
132 students · 12.8 mi

Investor Insight: With 691 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Summerhill, PA make sense for an investment property?

The 3.0/5 investability rating in Summerhill, PA reflects its $154K prices and $945/mo rents. Investors generally consider it a solid option within PA.

How much is rent in Summerhill, PA?

Rents in Summerhill, PA run near $945/mo. Compared with median home prices of $154K that produces solid gross yields for typical rentals.

Is the tenant base reliable in Summerhill, PA?

Tenant demand in Summerhill, PA is solid. The local workforce $945/mo rents across most rental classes.

How quickly do rentals get leased in Summerhill, PA?

Vacancy risk in Summerhill, PA is elevated. That supports reliable cash flow for typical rental holds.

What is the typical home price in Summerhill, PA?

In Summerhill, PA the median home value sits at $154K. Against the broader PA market, that reads as reasonable for most investors.

You know 15958 now. You don’t know where it ranks.

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How 15958 ranks in Johnstown, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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