Real Estate Investing in Kersey, Pennsylvania (15846)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 15846 (Kersey, PA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 8.4% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kersey, PA (15846)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 15846 Kersey
ZIP 15846 inside Elk County looks affordable on the surface — median value of $172K — but the discount exists for reasons that a careful buyer should understand before committing.
The 15846 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Kersey have seen price recovery that 15846 has not matched. Elk County data supports the view that the spread is structural rather than temporary.
The 15846 ZIP's population of 3,361 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Experienced landlords with local relationships tend to find 15846 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Kersey:
Property Strategy for 15846
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $122,599 | $1,360 | 8.0% | +2.4% | $61,299 |
| 3BR | $151,527 | $1,790 | 8.5% | +0.9% | $50,509 |
| 4BR | $158,787 | $1,800 | 8.2% | +1.4% | $39,697 |
Market Trends
Home Value History (with trend line)
📊 How Does 15846 Compare?
| Metric | 15846 | Kersey | St. Marys, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $171,987 | $171,987 | N/A | $278,018 |
| 5-Year CAGR | 3.1% | 3.1% | N/A | 6.3% |
| Avg Rent | $1,224 | $1,224 | N/A | - |
| Cap Rate | 5.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 15846 (Kersey, PA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 15846 (Kersey, PA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $171,987 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 11.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.5% |
| Cap Rate | 5.6% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +16.7% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +3.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 15846
Population: 3,361
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 15846
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the rental occupancy rate in Kersey, PA?
Occupancy in Kersey, PA runs steady with elevated vacancy. Well-priced units at $1,224/mo lease on reasonable timelines.
What is the typical rental rate in Kersey, PA?
The typical rental in Kersey, PA commands about $1,224/mo monthly. That rent profile reliable cash flow against the $172K purchase basis.
Is Kersey, PA better for rentals, flips, or BRRRR?
For Kersey, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the tenant pool like in Kersey, PA?
The tenant pool in Kersey, PA is solid, supported by local employment and population fundamentals. Rents of $1,224/mo are well-absorbed by the market.
Is real estate in Kersey, PA a good investment right now?
Kersey, PA rates 3.0/5 for investability. With median values at $172K and rents near $1,224/mo, the market offers reasonable fundamentals for rental investors.
You know 15846 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 15846 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 15846 ranks in St. Marys, PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 15846 (Kersey)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 15846 (Kersey, PA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.