Real Estate Investing in Johnsonburg, Pennsylvania (15845)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Elk County • Population: 3,109 • Data updated: September 2026

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Should you buy in 15845 (Johnsonburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Johnsonburg, PA (15845)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $81,436
Avg Monthly Rent $873
1% Rule ✓ Meets
Median Income $56,613
% Renters 21.7%

Market Analysis: 15845 Johnsonburg

The 15845 ZIP records an significant value-add profile — below-median pricing at $81K, a renter base of 22%, and room for operational improvement.

BRRRR works in 15845 because the math supports it. Buy at $81K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

Across Johnsonburg, pockets like 15845 represent the last affordable rungs of a rising ladder. The state-level data shows those rungs thinning.

Household income in 15845 supports the rent-lift thesis. 3,109 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

Experienced operators with contractor networks find 15845 an appealing option for. First-time flippers often underestimate scope, budget, and timeline, which is how deals here turn sour.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Johnsonburg:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+13.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
St. Marys, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Marys, PA metro data
🏠

Property Strategy for 15845

Which property type performs best in this market?

Best for Cash Flow
4BR
12.9% cap rate
Best for Appreciation
2BR
+2.8% 5yr CAGR
Best Overall Value
4BR
$17,977/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $68,388 $970 10.2% +2.8% $34,194
3BR $74,959 $1,280 12.3% +2.6% $24,986
4BR $71,909 $1,290 12.9% +1.2% $17,977

Market Trends

Home Value History (with trend line)

$88K$78K$68K$58K$48K$39KSep 2009Mar 2018Jul 2026

📊 How Does 15845 Compare?

Metric 15845 Johnsonburg St. Marys, PA Pennsylvania
Home Value $81,436 $81,436 N/A $278,018
5-Year CAGR 3.9% 3.9% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 8.4% 8.4% - -
💡 Why Invest in 15845? Click to expand

This ZIP code meets the 1% rule with rent at $873/mo on homes averaging $81,436 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15845 (Johnsonburg, PA). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.4%
Excellent
5yr Growth
+3.9%
Moderate

📉 Market Crash Risk Index

Based on St. Marys, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $81,436
Monthly Rent $873
Price-to-Rent 7.8:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.9%
Cap Rate 8.4%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +13.8% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.4%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.4%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15845

Population: 3,109

💰 Median Household Income
$56,613
This area
$56,613
State
$73,647
USA
$74,580
🏠 Renter Occupied
21.7%
This area
21.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-7.4%
USA
3.7%
🎓 College Educated
19.1%
This area
19.1%
State
12.3%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.8%
This area
12.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Other/Mixed 1.6%
Hispanic/Latino 1.3%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15845

A Avg School Grade
2 Schools
11.6:1 Avg Class Size
$19,391 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Johnsonburg Area HS

📚 07 – 12 High School
👥
251 Students
👨‍🏫
10.8:1 Class Size
💰
$19,391 Per Student
A Very Good

Johnsonburg Area El Sch

📚 Pre-K – 06 School
👥
295 Students
👨‍🏫
12.5:1 Class Size
💰
$19,391 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are 1% rule properties available in Johnsonburg, PA?

With rents of $873/mo on $81K homes, Johnsonburg, PA close to the 1% rule for most properties. The actual rent-to-price ratio is 1.07%.

Can investors BRRRR in Johnsonburg, PA?

Johnsonburg, PA is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $873/mo produces solid refinance appraisals against $81K values.

How do experienced investors play Johnsonburg, PA?

Investors who focus on value-add and BRRRR deals typically do well in Johnsonburg, PA. The numbers - $81K homes against $873/mo rents - support that play.

Is Johnsonburg, PA a good market for FHA house hackers?

Johnsonburg, PA offers an attractive house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.

What are home prices like in Johnsonburg, PA?

The median home value in Johnsonburg, PA is roughly $81K. That puts it reasonable relative to the PA statewide average.

You know 15845 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15845 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 15845 ranks in St. Marys, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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