Real Estate Investing in Kane, Pennsylvania (16735)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

McKean County • Population: 6,465 • Data updated: September 2026

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Should you buy in 16735 (Kane, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kane, PA (16735)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $112,600
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $53,445
% Renters 23.1%

Market Analysis: 16735 Kane

The 16735 ZIP covers a section of Kane that demands careful diligence. Prices near $113K look accessible, but the work to make a deal cash flow is real.

The investment case in 16735 is solid only for operators who understand what they are buying. A $113K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Turning to rents, 16735 offers a low basis, the region around Kane has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 16735 includes headwinds that any investor should price in. Income distribution skews lower than Kane averages, and tenant stability requires active management.

Strategically, 16735 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kane:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Bradford, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bradford, PA metro data

Market Trends

Home Value History (with trend line)

$120K$107K$95K$82K$69K$56KMar 2009Nov 2017Jul 2026

📊 How Does 16735 Compare?

Metric 16735 Kane Bradford, PA Pennsylvania
Home Value $112,600 $112,600 N/A $278,018
5-Year CAGR 4.7% 4.7% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 6.1% 6.1% - -
💡 Why Invest in 16735? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16735 (Kane, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.1%
Good
5yr Growth
+4.7%
Moderate

📉 Market Crash Risk Index

Based on Bradford, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $112,600
Monthly Rent $873
Price-to-Rent 10.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.3%
Cap Rate 6.1%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16735

Population: 6,465

💰 Median Household Income
$53,445
This area
$53,445
State
$73,647
USA
$74,580
🏠 Renter Occupied
23.1%
This area
23.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-7.4%
USA
3.7%
🎓 College Educated
19.9%
This area
19.9%
State
12.3%
USA
33.7%
👤 Median Age
44.3 years
This area
44.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.5%
This area
24.5%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Other/Mixed 2.9%
Black/African American 0.9%
Hispanic/Latino 0.7%
Asian 0.6%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
22.5%
This area
22.5%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16735

A+ Avg School Grade
3 Schools
10.5:1 Avg Class Size
$18,969 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Kane Area HS

📚 09 – 12 High School
👥
299 Students
👨‍🏫
9.7:1 Class Size
💰
$18,969 Per Student
A+ Excellent

Kane Area MS

📚 06 – 08 Middle
👥
203 Students
👨‍🏫
9.4:1 Class Size
💰
$18,969 Per Student
A+ Excellent

Kane Area El Sch

📚 K – 05 Elementary
👥
435 Students
👨‍🏫
12.4:1 Class Size
💰
$18,969 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are home prices like in Kane, PA?

Expect median prices around $113K in Kane, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

Is Kane, PA good for landlords?

The landlord environment in Kane, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is it easy to find good tenants in Kane, PA?

Kane, PA draws a even-keeled base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

Can I live-in-and-rent in Kane, PA?

House hacking in Kane, PA is reasonable to execute. Prices around $113K and rents of $873/mo solid owner-occupant economics.

What is the investability score for Kane, PA?

Kane, PA rates 3.0/5 for investability. With median values at $113K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

You know 16735 now. You don’t know where it ranks.

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How 16735 ranks in Bradford, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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