Best ZIP Codes for Cash Flow in St. Marys, PA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 15827 1% rule | Byrnedale, PA | $82,635 | $900 | 8.50% | 6.2% |
| 2 | 15845 1% rule | Johnsonburg, PA | $81,436 | $873 | 8.36% | 3.9% |
| 3 | 15860 | Sigel, PA | $102,585 | $873 | 6.64% | -3.6% |
| 4 | 15853 | Ridgway, PA | $115,395 | $873 | 5.90% | 4.1% |
| 5 | 15846 | Kersey, PA | $171,987 | $1,224 | 5.55% | 3.1% |
| 6 | 15821 | Benezette, PA | $131,589 | $900 | 5.33% | — |
| 7 | 15870 | Wilcox, PA | $139,191 | $873 | 4.89% | 6.1% |
| 8 | 15868 | Weedville, PA | $155,240 | $900 | 4.52% | 6.3% |
| 9 | 15857 | Saint Marys, PA | $156,870 | $882 | 4.39% | 3.9% |
| 10 | 15823 | Brockport, PA | $156,854 | $873 | 4.34% | 4.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in St. Marys, PA · Affordable in St. Marys, PA
Or see the full St. Marys, PA metro profile.