Real Estate Investing in Westmoreland City, Pennsylvania (15692)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 15692 (Westmoreland City, PA)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated poverty: 21.9% poverty rate — can affect rent collection.
- Higher unemployment: 8.7% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Westmoreland City, PA (15692)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 15692 Westmoreland City
ZIP 15692 in Westmoreland City, PA carries a robust set of headwinds. Home values near $184K and rents of $999/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 15692 can be a a strong candidate for hunting ground — but the discount at $184K reflects genuine risk that outside investors often underestimate.
Regionally, 15692 sits on the difficult end of the PA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
A durable renter share of 11% in 15692 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 15692 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Westmoreland City:
Market Trends
Home Value History (with trend line)
📊 How Does 15692 Compare?
| Metric | 15692 | Westmoreland City | Pittsburgh, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $183,655 | $183,655 | N/A | $278,018 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.3% |
| Avg Rent | $999 | $999 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 15692 (Westmoreland City, PA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 15692 (Westmoreland City, PA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $183,655 |
| Monthly Rent | $999 |
| Price-to-Rent | 15.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | +9.4% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 15692
Population: 769
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 15692
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
West Hempfield El Sch
West Hempfield MS
Sunrise El Sch
Hahntown El Sch
Hillcrest Intermediate Sch
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 860 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is vacancy a concern in Westmoreland City, PA?
Expect elevated vacancy in Westmoreland City, PA. Rents at $999/mo are absorbed by the tenant base without meaningful lag.
Is Westmoreland City, PA landlord-friendly?
PA ranks as a landlord-friendly state for landlord-tenant law. Westmoreland City generally follows the statewide framework, so landlords face reasonable operating rules.
How much is rent in Westmoreland City, PA?
Westmoreland City, PA rentals go for roughly $999/mo a month. That puts gross yield in solid territory relative to $184K acquisition costs.
Is Westmoreland City, PA good for house hacking?
The house hack math a challenging in Westmoreland City, PA. Owner-occupant buyers benefit from the $999/mo rents and $184K home values.
Does Westmoreland City, PA make sense for an investment property?
With a 3.0/5 investability score, Westmoreland City, PA ranks as a solid market for rental property investors. Median prices of $184K and rents of $999/mo drive the underlying numbers.
You know 15692 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 15692 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 15692 ranks in Pittsburgh, PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 15692 (Westmoreland City)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 15692 (Westmoreland City, PA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.