Real Estate Investing in Stahlstown, Pennsylvania (15687)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westmoreland County • Population: 1,186 • Data updated: September 2026

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Should you buy in 15687 (Stahlstown, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stahlstown, PA (15687)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $191,929
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $52,179
% Renters 8.9%

Market Analysis: 15687 Stahlstown

Not every below-median market is a bargain. Stahlstown's 15687 ZIP sits at signals that favor experienced operators who can absorb the risk $192K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 15687 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader PA picture, 15687 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Put differently, 1,186 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 15687 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stahlstown:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data

Market Trends

Home Value History (with trend line)

$201K$198K$194K$191K$188K$184KNov 2023Mar 2025Jul 2026

📊 How Does 15687 Compare?

Metric 15687 Stahlstown Pittsburgh, PA Pennsylvania
Home Value $191,929 $191,929 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $954 $954 N/A -
Cap Rate 3.9% 3.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15687 (Stahlstown, PA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.9%
Low

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $191,929
Monthly Rent $954
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15687

Population: 1,186

💰 Median Household Income
$52,179
This area
$52,179
State
$73,647
USA
$74,580
🏠 Renter Occupied
8.9%
This area
8.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-7.4%
USA
3.7%
🎓 College Educated
20.1%
This area
20.1%
State
12.3%
USA
33.7%
👤 Median Age
54.3 years
This area
54.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.4%
This area
7.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Hispanic/Latino 1.0%
Other/Mixed 1.0%
👶 Under 18
15.9%
This area
15.9%
USA
22.0%
👴 65 and Over
29.0%
This area
29.0%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15687

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Donegal El Sch

📚 K – 04 Elementary
📍 138 Schoolhouse Lane, Jones Mills
👥
118 Students
👨‍🏫
13.8:1 Class Size
💰
$18,529 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 731 Off-Campus Students
C+
Saint Vincent College
1,442 students · 12.0 mi
C
Saint Vincent Seminary
76 students · 12.0 mi
C
Westmoreland County Community College
4,275 students · 14.8 mi

Investor Insight: With 731 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical vacancy rate in Stahlstown, PA?

Occupancy in Stahlstown, PA runs steady with elevated vacancy. Well-priced units at $954/mo lease on reasonable timelines.

How strict are landlord regulations in Stahlstown, PA?

Rental owners in Stahlstown, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How strong is the working-renter base in Stahlstown, PA?

Tenant demand in Stahlstown, PA is solid. The local workforce $954/mo rents across most rental classes.

What strategy should investors use in Stahlstown, PA?

Investors usually favor careful cash-flow rentals with hands-on management in Stahlstown, PA. With home values at $192K and rents near $954/mo, other strategies can work but produce stable rather than outsized returns.

How much should I expect to pay for a home in Stahlstown, PA?

Typical homes in Stahlstown, PA go for around $192K. The 5-year CAGR of 0.0% even-keeled price movement.

You know 15687 now. You don’t know where it ranks.

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How 15687 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

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