Real Estate Investing in Scottdale, Pennsylvania (15683)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westmoreland County • Population: 7,855 • Data updated: September 2026

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Should you buy in 15683 (Scottdale, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Scottdale, PA (15683)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $179,615
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $51,486
% Renters 28.8%

Market Analysis: 15683 Scottdale

ZIP 15683 in Scottdale, PA carries a significant set of headwinds. Home values near $180K and rents of $873/mo sit inside a market where underwriting has to be tight.

The 15683 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In practical terms, 15683 offers a low basis, the region around Scottdale has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 15683 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. healthy returns are possible in 15683, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scottdale:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15683

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
2BR
+7.0% 5yr CAGR
Best Overall Value
4BR
$54,935/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $141,298 $970 4.9% +7.0% $70,649
3BR $197,643 $1,240 4.5% +6.2% $65,881
4BR $219,741 $1,340 4.4% +5.9% $54,935

Market Trends

Home Value History (with trend line)

$197K$174K$151K$129K$106K$83KJul 2006Jul 2016Jul 2026

📊 How Does 15683 Compare?

Metric 15683 Scottdale Pittsburgh, PA Pennsylvania
Home Value $179,615 $179,615 N/A $278,018
5-Year CAGR 3.8% 3.8% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 15683? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15683 (Scottdale, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+3.8%
Moderate

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $179,615
Monthly Rent $873
Price-to-Rent 17.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.8%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15683

Population: 7,855

💰 Median Household Income
$51,486
This area
$51,486
State
$73,647
USA
$74,580
🏠 Renter Occupied
28.8%
This area
28.8%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-7.4%
USA
3.7%
🎓 College Educated
17.9%
This area
17.9%
State
12.3%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.8%
This area
4.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.9%
Other/Mixed 4.2%
Hispanic/Latino 2.2%
Asian 1.1%
Black/African American 0.8%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
25.9%
This area
25.9%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15683

A Avg School Grade
2 Schools
14.8:1 Avg Class Size
$17,411 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Southmoreland MS

📚 06 – 08 Middle
👥
420 Students
👨‍🏫
14.2:1 Class Size
💰
$17,411 Per Student
A Very Good

Southmoreland El Sch

📚 02 – 05 Elementary
👥
560 Students
👨‍🏫
15.3:1 Class Size
💰
$17,411 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Southmoreland SHS

📚 09 – 12 High School
📍 2351 Route 981, Alverton
👥
555 Students
👨‍🏫
14.4:1 Class Size
💰
$17,411 Per Student
A Very Good

Southmoreland Primary Center

📚 K – 01 Elementary
📍 1431 Water St, Alverton
👥
268 Students
👨‍🏫
13.7:1 Class Size
💰
$17,411 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,000 Off-Campus Students
C
Westmoreland County Community College
4,275 students · 8.9 mi
C
Pennsylvania State University-Penn State Fayette- Eberly
419 students · 11.6 mi
C
University of Pittsburgh-Greensburg
1,326 students · 12.2 mi
C
Triangle Tech Inc-Greensburg
100 students · 13.8 mi
C
Seton Hill University
1,984 students · 14.1 mi

Investor Insight: With 1,000 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Scottdale, PA?

Rental rates in Scottdale, PA average $873/mo. Tenant demand and $180K home values make the yield look reasonable by investor standards.

Should investors worry about vacancy in Scottdale, PA?

Scottdale, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

What investment strategy works best in Scottdale, PA?

In Scottdale, PA the notable play is typically careful cash-flow rentals with hands-on management. The combination of $180K prices and $873/mo rents suits that approach.

Can I house hack in Scottdale, PA?

Scottdale, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $180K price point reasonable to enter.

What are home prices like in Scottdale, PA?

Median home price in Scottdale, PA is near $180K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

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How 15683 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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