Real Estate Investing in Hunker, Pennsylvania (15639)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Westmoreland County • Population: 2,028 • Data updated: September 2026

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Should you buy in 15639 (Hunker, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Declining values: -0.3% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hunker, PA (15639)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $221,213
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income $73,363
% Renters 43.9%

Market Analysis: 15639 Hunker

The 15639 ZIP covers a section of Hunker that demands careful diligence. Prices near $221K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 15639 can be a a strong candidate for hunting ground — but the discount at $221K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Hunker have seen price recovery that 15639 has not matched. Westmoreland County data supports the view that the spread is structural rather than temporary.

The demographic picture in 15639 includes headwinds that any investor should price in. Income distribution skews lower than Hunker averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 15639 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hunker:

C Below Average
Buy Confidence Score: 57/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Stable (+1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data

Market Trends

Home Value History (with trend line)

$240K$221K$201K$182K$163K$144KJul 2006Jul 2016Jul 2026

📊 How Does 15639 Compare?

Metric 15639 Hunker Pittsburgh, PA Pennsylvania
Home Value $221,213 $221,213 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $1,755 $1,755 N/A -
Cap Rate 6.2% 6.2% - -
💡 Why Invest in 15639? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15639 (Hunker, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good
5yr Growth
-0.3%
Declining

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $221,213
Monthly Rent $1,755
Price-to-Rent 10.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.5%
Cap Rate 6.2%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +1.1% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR -0.3% ▼
10-Year CAGR +1.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-0.3%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 15639

Population: 2,028

💰 Median Household Income
$73,363
This area
$73,363
State
$73,647
USA
$74,580
🏠 Renter Occupied
43.9%
This area
43.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-7.4%
USA
3.7%
🎓 College Educated
36.9%
This area
36.9%
State
12.3%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.0%
Other/Mixed 1.2%
Hispanic/Latino 0.7%
Black/African American 0.7%
Asian 0.1%
👶 Under 18
14.7%
This area
14.7%
USA
22.0%
👴 65 and Over
20.4%
This area
20.4%
USA
17.3%
📊 Poverty Rate
1.8%
This area
1.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

7 Nearby 817 Off-Campus Students
C
Westmoreland County Community College
4,275 students · 2.3 mi
C
University of Pittsburgh-Greensburg
1,326 students · 5.7 mi
C
Triangle Tech Inc-Greensburg
100 students · 7.1 mi
C
Seton Hill University
1,984 students · 7.2 mi
C
West Virginia Junior College-United Career Institute
57 students · 9.3 mi
C+
Saint Vincent College
1,442 students · 11.6 mi
C
Saint Vincent Seminary
76 students · 11.6 mi

Investor Insight: With 817 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Hunker, PA rate as a rental market?

Hunker, PA scores 3.0/5 for investability. Home values sit at $221K and rents near $1,755/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are eviction rules reasonable in Hunker, PA?

Hunker, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What kind of vacancy should I budget for in Hunker, PA?

Hunker, PA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Are renters plentiful in Hunker, PA?

Working renters make up the core of the Hunker, PA tenant base. The pool is reasonable for investors targeting long-term holds.

What is the smart move for investors in Hunker, PA?

Most investors in Hunker, PA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 15639 now. You don’t know where it ranks.

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How 15639 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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