Real Estate Investing in Cecil-Bishop, Pennsylvania (15321)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 1,859 • Data updated: September 2026

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Should you buy in 15321 (Cecil-Bishop, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cecil-Bishop, PA (15321)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $304,132
Avg Monthly Rent $1,755
1% Rule ✗ Does Not Meet
Median Income $116,159
% Renters 20.5%

Market Analysis: 15321 Cecil-Bishop

The 15321 ZIP covers a section of Cecil-Bishop that demands careful diligence. Prices near $304K look accessible, but the work to make a deal cash flow is real.

From an investor standpoint, the numbers look inviting — $304K purchase price, 0.0% nominal cap — the work to hit that pro forma in 15321 is substantial and deserves full respect.

Regionally, 15321 sits on the difficult end of the PA spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 15321 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 15321 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cecil-Bishop:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+10.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,755/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pittsburgh, PA Metro Area
More inventory, negotiating room for buyers
42 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pittsburgh, PA metro data
🏠

Property Strategy for 15321

Which property type performs best in this market?

Best for Cash Flow
2BR
8.8% cap rate
Best for Appreciation
4BR
+4.9% 5yr CAGR
Best Overall Value
2BR
$79,438/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $158,876 $1,950 8.8% +3.5% $79,438
3BR $283,330 $2,490 6.3% +4.3% $94,443
4BR $412,383 $2,690 4.7% +4.9% $103,096

Market Trends

Home Value History (with trend line)

$316K$281K$245K$209K$174K$138KJan 2013Oct 2019Jul 2026

📊 How Does 15321 Compare?

Metric 15321 Cecil-Bishop Pittsburgh, PA Pennsylvania
Home Value $304,132 $304,132 N/A $278,018
5-Year CAGR 3.9% 3.9% N/A 6.3%
Avg Rent $1,755 $1,755 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 15321? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15321 (Cecil-Bishop, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+3.9%
Moderate

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $304,132
Monthly Rent $1,755
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +10.2% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.1%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15321

Population: 1,859

💰 Median Household Income
$116,159
This area
$116,159
State
$73,647
USA
$74,580
🏠 Renter Occupied
20.5%
This area
20.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-7.4%
USA
3.7%
🎓 College Educated
40.2%
This area
40.2%
State
12.3%
USA
33.7%
👤 Median Age
36.3 years
This area
36.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.1%
This area
9.1%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.7%
Hispanic/Latino 3.4%
Asian 0.2%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15321

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Muse El Sch

📚 K – 04 Elementary
📍 40 Muse School St, Muse
👥
760 Students
👨‍🏫
16.1:1 Class Size
💰
$24,467 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Western Area Career & Technology Center
39 students · 5.6 mi
C
Pittsburgh Technical College
864 students · 7.1 mi
C+
South Hills Beauty Academy
282 students · 9.0 mi
C
Washington Health System School of Nursing
39 students · 10.0 mi
C+
Penn Commercial Business/Technical School
223 students · 10.0 mi
C
Rosedale Technical College
405 students · 10.0 mi
C
Barber School of Pittsburgh
78 students · 10.7 mi
C+
Washington & Jefferson College
1,162 students · 10.8 mi

Frequently Asked Questions

Is Cecil-Bishop, PA a good place for real estate investing?

Cecil-Bishop, PA posts an investability rating of 3.0/5, with median home values near $304K and average rents around $1,755/mo. That combination puts it in the durable tier for investor interest.

What approach is best for Cecil-Bishop, PA real estate?

The best-fit strategy in Cecil-Bishop, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What monthly rent should investors expect in Cecil-Bishop, PA?

Average rent in Cecil-Bishop, PA is approximately $1,755/mo per month. Against $304K home values that yields a reasonable rent-to-price ratio.

Does house hacking make sense in Cecil-Bishop, PA?

House hacking in Cecil-Bishop, PA is reasonable to execute. Prices around $304K and rents of $1,755/mo solid owner-occupant economics.

What are vacancy rates like in Cecil-Bishop, PA?

Cecil-Bishop, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

You know 15321 now. You don’t know where it ranks.

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How 15321 ranks in Pittsburgh, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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